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TownhouseResidential
$369,695$423 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $349,900 on Jul 22, 2025

209 CLAY ST

ANNAPOLIS, MD 21401
2 / 1
Baths
875 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
674 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$370K
$275K low$464K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$349,900 · Jul 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,560 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,633 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$192,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyAnne Arundel
Lot (acres)The size of the land the home sits on, from county records.0.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 56 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wiley H. Bates Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
E
Annapolis Elementary SchoolC+
Elementary · Grades EE–5 · 0.8 mi
H
Annapolis High SchoolC
High · Grades 9–12 · 3.5 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,752 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,570
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,167
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

209 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Forest Villa
  • Costs more per square foot than 86% of homes in Anne Arundel County
  • Smaller than 97% of homes in Anne Arundel County
  • Among the smallest lots in Forest Villa
  • Among the oldest homes in Anne Arundel County

What homes are worth in Annapolis 21401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$2.7M

This home is worth more than 15% of homes in Annapolis 21401.

How it measures up in Annapolis 21401

The dot is this home. The mark in the middle is the typical home in Annapolis 21401.

Estimated value$369,695
CheaperTypical $668,940Pricier

Pricier than 15% of homes nearby

Price per ft²$423
CheaperTypical $360Pricier

Pricier than 66% of homes nearby

Living area875 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 4% of homes nearby

Lot size674 ft²
SmallerTypical 0.15 acBigger

Bigger than 2% of homes nearby

Year built1900
OlderTypical 1986Newer

Newer than 4% of homes nearby

How 209 Clay St ranks against every home in each area.
MeasureThis homeForest VillaAnnapolis 21401Anne Arundel County
Estimated valuepricier than$369,69515% of homes15% of homes20% of homes
Price per ft²pricier than$42343% of homes66% of homes86% of homes
Living areabigger than875 ft²7% of homes4% of homes3% of homes
Lot sizebigger than674 ft²almost no homes2% of homesalmost no homes
Year builtnewer than19002% of homes4% of homesalmost no homes

About 209 Clay St

How much is 209 Clay St, Annapolis, MD worth?

The TopHap Estimate for 209 Clay St, Annapolis, MD is $369,695 as of Jul 14, 2026. The likely range is $274,911 to $464,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 209 Clay St, Annapolis, MD last sell?

209 Clay St, Annapolis, MD last sold on Jul 22, 2025 for $349,900, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 209 Clay St, Annapolis, MD?

209 Clay St, Annapolis, MD has 2 bathrooms, 875 square feet of living space and a 0.01-acre lot.

When was 209 Clay St, Annapolis, MD built?

209 Clay St, Annapolis, MD was built in 1900, making it 126 years old. It is a townhouse home. The building has 2 stories.

What schools serve 209 Clay St, Annapolis, MD?

209 Clay St, Annapolis, MD is assigned to Wiley H. Bates Middle School (middle), rated C+; Annapolis Elementary School (elementary), rated C+; Annapolis High School (high), rated C. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 209 Clay St, Annapolis, MD compare to other homes in Annapolis 21401?

Among the 14,244 homes in Annapolis 21401, it is worth more than 15% of them ($369,695 against a typical $668,940), its price per square foot is higher than 66% of them ($423 against a typical $360), it is bigger than 4% of them (875 ft² against a typical 1,668 ft²), its lot is bigger than 2% of them (674 ft² against a typical 0.15 ac) and it is newer than 4% of them (1900 against a typical 1986). Measured against all of Anne Arundel County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 209 Clay St, Annapolis, MD?

The 2023 property tax bill for 209 Clay St, Annapolis, MD was $2,560. The county assessed it at $206,633.

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