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Single Family ResidenceResidential
$209,144$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

209 RACKING HORSE LN

HUBERT, NC 28539
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$209K
$194K low$224K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$7,144
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$5,715
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
BRANCH BANKING AND TRUST CO · recorded Apr 27, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$62,000
BRANCH BANKING AND TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,049 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,121 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,121
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,121
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,121

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.4.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sand Ridge Elementary SchoolB+
Elementary · Grades KG–5 · 0.9 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 3.7 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 4.0 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

209 Racking Horse Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Hubert 28539
  • Costs less per square foot than 75% of homes in Hubert 28539
  • Smaller than 68% of homes in Onslow County
  • Has a bigger lot than 95% of homes in Hubert 28539

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$608K

This home is worth more than 22% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$209,144
CheaperTypical $271,742Pricier

Pricier than 22% of homes nearby

Price per ft²$156
CheaperTypical $178Pricier

Pricier than 25% of homes nearby

Living area1,344 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 36% of homes nearby

Lot size4 ac
SmallerTypical 0.49 acBigger

Bigger than 95% of homes nearby

Year built1997
OlderTypical 2002Newer

Newer than 38% of homes nearby

How 209 Racking Horse Ln ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$209,14422% of homes22% of homes
Price per ft²pricier than$15625% of homes28% of homes
Living areabigger than1,344 ft²36% of homes32% of homes
Lot sizebigger than4 ac95% of homes95% of homes
Year builtnewer than199738% of homes46% of homes

About 209 Racking Horse Ln

How much is 209 Racking Horse Ln, Hubert, NC worth?

The TopHap Estimate for 209 Racking Horse Ln, Hubert, NC is $209,144 as of Jul 14, 2026. The likely range is $193,875 to $224,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 209 Racking Horse Ln, Hubert, NC?

209 Racking Horse Ln, Hubert, NC has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 4.00-acre lot.

When was 209 Racking Horse Ln, Hubert, NC built?

209 Racking Horse Ln, Hubert, NC was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 209 Racking Horse Ln, Hubert, NC?

209 Racking Horse Ln, Hubert, NC is assigned to Sand Ridge Elementary School (elementary), rated B+; Swansboro High School (high), rated A-; Swansboro Middle School (middle), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 209 Racking Horse Ln, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,187 homes in Hubert 28539, it is worth more than 22% of them ($209,144 against a typical $271,742), its price per square foot is higher than 25% of them ($156 against a typical $178), it is bigger than 36% of them (1,344 ft² against a typical 1,544 ft²), its lot is bigger than 95% of them (4 ac against a typical 0.49 ac) and it is newer than 38% of them (1997 against a typical 2002). Measured against all of Onslow County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 209 Racking Horse Ln, Hubert, NC?

The 2025 property tax bill for 209 Racking Horse Ln, Hubert, NC was $1,049. The county assessed it at $160,121.

Closest homes

More homes in Hubert 28539

Assigned schools

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