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Single Family ResidenceResidential
$162,091$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

209 SUMMIT ST

LOCUST, NC 28097
3
Beds
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$162K
$93K low$231K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,457 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,327 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,148
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,179
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,638
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,327

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.0.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Locust Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 2.7 mi
H
West Stanly High SchoolB-
High · Grades 9–12 · 4.7 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

209 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Locust 28097
  • Costs less per square foot than 78% of homes in Locust 28097
  • Smaller than 93% of homes in Locust 28097
  • Older than 79% of homes in Locust 28097

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$677K

This home is worth more than 4% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$162,091
CheaperTypical $375,749Pricier

Pricier than 4% of homes nearby

Price per ft²$156
CheaperTypical $190Pricier

Pricier than 22% of homes nearby

Living area1,040 ft²
SmallerTypical 1,773 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.48 ac
SmallerTypical 0.53 acBigger

Bigger than 48% of homes nearby

Year built1970
OlderTypical 2005Newer

Newer than 21% of homes nearby

How 209 Summit St ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$162,0914% of homes17% of homes
Price per ft²pricier than$15622% of homes38% of homes
Living areabigger than1,040 ft²7% of homes14% of homes
Lot sizebigger than0.48 ac48% of homes36% of homes
Year builtnewer than197021% of homes43% of homes

About 209 Summit St

How much is 209 Summit St, Locust, NC worth?

The TopHap Estimate for 209 Summit St, Locust, NC is $162,091 as of Sep 24, 2026. The likely range is $92,938 to $231,244. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 209 Summit St, Locust, NC last sell?

209 Summit St, Locust, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 209 Summit St, Locust, NC?

209 Summit St, Locust, NC has 3 bedrooms, 1 bathrooms, 1,040 square feet of living space and a 0.48-acre lot.

When was 209 Summit St, Locust, NC built?

209 Summit St, Locust, NC was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 209 Summit St, Locust, NC?

209 Summit St, Locust, NC is assigned to Locust Elementary School (elementary), rated A; West Stanly Middle School (middle), rated A-; West Stanly High School (high), rated B-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 209 Summit St, Locust, NC compare to other homes in Locust 28097?

Among the 3,447 homes in Locust 28097, it is worth more than 4% of them ($162,091 against a typical $375,749), its price per square foot is higher than 22% of them ($156 against a typical $190), it is bigger than 7% of them (1,040 ft² against a typical 1,773 ft²), its lot is bigger than 48% of them (0.48 ac against a typical 0.53 ac) and it is newer than 21% of them (1970 against a typical 2005). Measured against all of Stanly County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 209 Summit St, Locust, NC?

The 2026 property tax bill for 209 Summit St, Locust, NC was $1,457. The county assessed it at $158,327.

More homes on Summit St

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Assigned schools

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