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Single Family ResidenceResidential
$915,178$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $349,000 on Jul 22, 2011

20923 RIDGEWATER CT

BEND, OR 97702
3
Beds
3
Baths
2,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$915K
$868K low$963K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$349,000 · Jul 22, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,596 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$416,670 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$404,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$908,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
High Desert Middle SchoolC
Middle · Grades 6–8 · 0.9 mi
E
Silver Rail Elementary SchoolA-
Elementary · Grades KG–5 · 1.2 mi
H
Caldera High SchoolD
High · Grades 9–11 · 21.2 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,303
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20923 Ridgewater Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Old Farm District
  • Bigger than 85% of homes in Old Farm District
  • Has a bigger lot than 67% of homes in Old Farm District

What homes are worth in Bend 97702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$2.2M

This home is worth more than 75% of homes in Bend 97702.

How it measures up in Bend 97702

The dot is this home. The mark in the middle is the typical home in Bend 97702.

Estimated value$915,178
CheaperTypical $707,768Pricier

Pricier than 75% of homes nearby

Price per ft²$376
CheaperTypical $393Pricier

Pricier than 42% of homes nearby

Living area2,434 ft²
SmallerTypical 1,882 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 54% of homes nearby

Year built2003
OlderTypical 2002Newer

Newer than 57% of homes nearby

How 20923 Ridgewater Ct ranks against every home in each area.
MeasureThis homeOld Farm DistrictBend 97702Deschutes County
Estimated valuepricier than$915,17893% of homes75% of homes74% of homes
Price per ft²pricier than$37662% of homes42% of homes47% of homes
Living areabigger than2,434 ft²85% of homes76% of homes78% of homes
Lot sizebigger than0.23 ac67% of homes54% of homes49% of homes
Year builtnewer than200343% of homes57% of homes62% of homes

About 20923 Ridgewater Ct

How much is 20923 Ridgewater Ct, Bend, OR worth?

The TopHap Estimate for 20923 Ridgewater Ct, Bend, OR is $915,178 as of Sep 24, 2026. The likely range is $867,505 to $962,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20923 Ridgewater Ct, Bend, OR last sell?

20923 Ridgewater Ct, Bend, OR last sold on Jul 22, 2011 for $349,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20923 Ridgewater Ct, Bend, OR?

20923 Ridgewater Ct, Bend, OR has 3 bedrooms, 3 bathrooms, 2,434 square feet of living space and a 0.23-acre lot.

When was 20923 Ridgewater Ct, Bend, OR built?

20923 Ridgewater Ct, Bend, OR was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 20923 Ridgewater Ct, Bend, OR?

20923 Ridgewater Ct, Bend, OR is assigned to High Desert Middle School (middle), rated C; Silver Rail Elementary School (elementary), rated A-; Caldera High School (high), rated D. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20923 Ridgewater Ct, Bend, OR compare to other homes in Bend 97702?

Among the 20,884 homes in Bend 97702, it is worth more than 75% of them ($915,178 against a typical $707,768), its price per square foot is higher than 42% of them ($376 against a typical $393), it is bigger than 76% of them (2,434 ft² against a typical 1,882 ft²), its lot is bigger than 54% of them (0.23 ac against a typical 0.21 ac) and it is newer than 57% of them (2003 against a typical 2002). Measured against all of Deschutes County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20923 Ridgewater Ct, Bend, OR?

The 2025 property tax bill for 20923 Ridgewater Ct, Bend, OR was $6,596. The county assessed it at $416,670.

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