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Single Family ResidenceResidential
$165,756$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $38,000 on May 28, 2008

20954 ELM ST

STEWART, OH 45778
4
Beds
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$166K
$138K low$193K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$38,000 · May 28, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,057 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,540

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyATHENS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1969
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 112 ft²Porch · 176 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Federal Hocking High SchoolC-
High · Grades 9–12 · 0.9 mi
M
Federal Hocking Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
E
Amesville Elementary SchoolD+
Elementary · Grades PK–5 · 7.4 mi

District: Federal Hocking Local School District

Neighborhood · ZIP 45778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,718
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,314
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20954 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Stewart 45778
  • Costs more per square foot than 74% of homes in Stewart 45778
  • Bigger than 81% of homes in Stewart 45778
  • Has a smaller lot than 91% of homes in Stewart 45778
  • Older than 82% of homes in Stewart 45778

What homes are worth in Stewart 45778

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$276K

This home is worth more than 87% of homes in Stewart 45778.

How it measures up in Stewart 45778

The dot is this home. The mark in the middle is the typical home in Stewart 45778.

Estimated value$165,756
CheaperTypical $93,579Pricier

Pricier than 87% of homes nearby

Price per ft²$99
CheaperTypical $79Pricier

Pricier than 74% of homes nearby

Living area1,680 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.14 ac
SmallerTypical 1.1 acBigger

Bigger than 9% of homes nearby

Year built1900
OlderTypical 1984Newer

Newer than 18% of homes nearby

How 20954 Elm St ranks against every home in each area.
MeasureThis homeStewart 45778Athens County
Estimated valuepricier than$165,75687% of homes53% of homes
Price per ft²pricier than$9974% of homes38% of homes
Living areabigger than1,680 ft²81% of homes66% of homes
Lot sizebigger than0.14 ac9% of homes20% of homes
Year builtnewer than190018% of homes24% of homes

About 20954 Elm St

How much is 20954 Elm St, Stewart, OH worth?

The TopHap Estimate for 20954 Elm St, Stewart, OH is $165,756 as of Sep 24, 2026. The likely range is $138,077 to $193,435. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20954 Elm St, Stewart, OH last sell?

20954 Elm St, Stewart, OH last sold on May 28, 2008 for $38,000, according to the county's recorded deed.

How big is 20954 Elm St, Stewart, OH?

20954 Elm St, Stewart, OH has 4 bedrooms, 2 bathrooms, 1,680 square feet of living space and a 0.14-acre lot.

When was 20954 Elm St, Stewart, OH built?

20954 Elm St, Stewart, OH was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 20954 Elm St, Stewart, OH?

20954 Elm St, Stewart, OH is assigned to Federal Hocking High School (high), rated C-; Federal Hocking Middle School (middle), rated D; Amesville Elementary School (elementary), rated D+. All sit in Federal Hocking Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20954 Elm St, Stewart, OH compare to other homes in Stewart 45778?

Among the 364 homes in Stewart 45778, it is worth more than 87% of them ($165,756 against a typical $93,579), its price per square foot is higher than 74% of them ($99 against a typical $79), it is bigger than 81% of them (1,680 ft² against a typical 1,196 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 1.1 ac) and it is newer than 18% of them (1900 against a typical 1984). Measured against all of Athens County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20954 Elm St, Stewart, OH?

The 2025 property tax bill for 20954 Elm St, Stewart, OH was $1,057. The county assessed it at $13,840.

More homes on Elm St

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