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Rural ResidenceResidential
$274,432$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20957 HIGHWAY S56

STEAMBOAT ROCK, IA 50672
3
Beds
2
Baths
2,826 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$274K
$216K low$333K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$274,432
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$219,546

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,964 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$370,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,870
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$324,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.16.07
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 306 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Agwsr Middle SchoolB+
Middle · Grades 6–8 · 7.4 mi
H
Agwsr High SchoolB+
High · Grades 9–12 · 10.4 mi
E
Agwsr Elementary SchoolC+
Elementary · Grades KG–5 · 10.4 mi

District: Agwsr Community School District

Neighborhood · ZIP 50672These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.552
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,612
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,890
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20957 Highway S56 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Hardin County
  • Bigger than 96% of homes in Hardin County
  • Has a bigger lot than 94% of homes in Hardin County
  • Newer than 89% of homes in Hardin County

What homes are worth in Steamboat Rock 50672

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$376K

This home is worth more than 89% of homes in Steamboat Rock 50672.

How it measures up in Steamboat Rock 50672

The dot is this home. The mark in the middle is the typical home in Steamboat Rock 50672.

Estimated value$274,432
CheaperTypical $145,914Pricier

Pricier than 89% of homes nearby

Price per ft²$97
CheaperTypical $100Pricier

Pricier than 46% of homes nearby

Living area2,826 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 95% of homes nearby

Lot size16.07 ac
SmallerTypical 1.16 acBigger

Bigger than 83% of homes nearby

Year built1987
OlderTypical 1945Newer

Newer than 80% of homes nearby

How 20957 Highway S56 ranks against every home in each area.
MeasureThis homeSteamboat Rock 50672Hardin County
Estimated valuepricier than$274,43289% of homes92% of homes
Price per ft²pricier than$9746% of homes61% of homes
Living areabigger than2,826 ft²95% of homes96% of homes
Lot sizebigger than16.07 ac83% of homes94% of homes
Year builtnewer than198780% of homes89% of homes

About 20957 Highway S56

How much is 20957 Highway S56, Steamboat Rock, IA worth?

The TopHap Estimate for 20957 Highway S56, Steamboat Rock, IA is $274,432 as of Jul 14, 2026. The likely range is $216,354 to $332,510. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20957 Highway S56, Steamboat Rock, IA?

20957 Highway S56, Steamboat Rock, IA has 3 bedrooms, 2 bathrooms, 2,826 square feet of living space and a 16.07-acre lot.

When was 20957 Highway S56, Steamboat Rock, IA built?

20957 Highway S56, Steamboat Rock, IA was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 20957 Highway S56, Steamboat Rock, IA?

20957 Highway S56, Steamboat Rock, IA is assigned to Agwsr Middle School (middle), rated B+; Agwsr High School (high), rated B+; Agwsr Elementary School (elementary), rated C+. All sit in Agwsr Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20957 Highway S56, Steamboat Rock, IA compare to other homes in Steamboat Rock 50672?

Among the 285 homes in Steamboat Rock 50672, it is worth more than 89% of them ($274,432 against a typical $145,914), its price per square foot is higher than 46% of them ($97 against a typical $100), it is bigger than 95% of them (2,826 ft² against a typical 1,562 ft²), its lot is bigger than 83% of them (16.07 ac against a typical 1.16 ac) and it is newer than 80% of them (1987 against a typical 1945). Measured against all of Hardin County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20957 Highway S56, Steamboat Rock, IA?

The 2024 property tax bill for 20957 Highway S56, Steamboat Rock, IA was $3,964. The county assessed it at $370,920.

Closest homes

More homes in Steamboat Rock 50672

Assigned schools

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