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Single Family ResidenceResidential
$584,178$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $174,000 on Nov 16, 2001

20965 CINDY CT NE

POULSBO, WA 98370
4
Beds
3
Baths
2,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$584K
$563K low$605K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$174,000 · Nov 16, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,683 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$512,430 (2027)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$362,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$512,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$512,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyKITSAP
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
Lot (acres)The size of the land the home sits on, from county records.1.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Poor
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Kitsap High SchoolA-
High · Grades 9–12 · 1.4 mi
M
Poulsbo Middle SchoolB
Middle · Grades 6–8 · 1.5 mi
E
Poulsbo Elementary SchoolA
Elementary · Grades KG–5 · 1.6 mi

District: North Kitsap School District

Neighborhood · ZIP 98370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.292

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.36,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,794
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20965 Cindy Ct Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Poulsbo 98370
  • Costs less per square foot than 84% of homes in Poulsbo 98370
  • Bigger than 69% of homes in Kitsap County
  • Has a bigger lot than 76% of homes in Kitsap County
  • Older than 74% of homes in Poulsbo 98370

What homes are worth in Poulsbo 98370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$383K$1.6M

This home is worth more than 34% of homes in Poulsbo 98370.

How it measures up in Poulsbo 98370

The dot is this home. The mark in the middle is the typical home in Poulsbo 98370.

Estimated value$584,178
CheaperTypical $654,173Pricier

Pricier than 34% of homes nearby

Price per ft²$272
CheaperTypical $335Pricier

Pricier than 16% of homes nearby

Living area2,148 ft²
SmallerTypical 1,916 ft²Bigger

Bigger than 61% of homes nearby

Lot size1.1 ac
SmallerTypical 0.48 acBigger

Bigger than 66% of homes nearby

Year built1978
OlderTypical 1992Newer

Newer than 26% of homes nearby

How 20965 Cindy Ct Ne ranks against every home in each area.
MeasureThis homePoulsbo 98370Kitsap County
Estimated valuepricier than$584,17834% of homes52% of homes
Price per ft²pricier than$27216% of homes21% of homes
Living areabigger than2,148 ft²61% of homes69% of homes
Lot sizebigger than1.1 ac66% of homes76% of homes
Year builtnewer than197826% of homes37% of homes

About 20965 Cindy Ct Ne

How much is 20965 Cindy Ct Ne, Poulsbo, WA worth?

The TopHap Estimate for 20965 Cindy Ct Ne, Poulsbo, WA is $584,178 as of Oct 21, 2026. The likely range is $563,390 to $604,966. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20965 Cindy Ct Ne, Poulsbo, WA last sell?

20965 Cindy Ct Ne, Poulsbo, WA last sold on Nov 16, 2001 for $174,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20965 Cindy Ct Ne, Poulsbo, WA?

20965 Cindy Ct Ne, Poulsbo, WA has 4 bedrooms, 3 bathrooms, 2,148 square feet of living space and a 1.10-acre lot.

When was 20965 Cindy Ct Ne, Poulsbo, WA built?

20965 Cindy Ct Ne, Poulsbo, WA was built in 1978, making it 48 years old. It is a split foyer home. The building has 1 story.

What schools serve 20965 Cindy Ct Ne, Poulsbo, WA?

20965 Cindy Ct Ne, Poulsbo, WA is assigned to North Kitsap High School (high), rated A-; Poulsbo Middle School (middle), rated B; Poulsbo Elementary School (elementary), rated A. All sit in North Kitsap School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20965 Cindy Ct Ne, Poulsbo, WA compare to other homes in Poulsbo 98370?

Among the 12,004 homes in Poulsbo 98370, it is worth more than 34% of them ($584,178 against a typical $654,173), its price per square foot is higher than 16% of them ($272 against a typical $335), it is bigger than 61% of them (2,148 ft² against a typical 1,916 ft²), its lot is bigger than 66% of them (1.1 ac against a typical 0.48 ac) and it is newer than 26% of them (1978 against a typical 1992). Measured against all of Kitsap County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20965 Cindy Ct Ne, Poulsbo, WA?

The 2026 property tax bill for 20965 Cindy Ct Ne, Poulsbo, WA was $4,683. The county assessed it at $512,430.

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