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Single Family ResidenceResidential
$443,058$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $440,000 on Jun 3, 2026

2097 STATE ROUTE 31

GLEN GARDNER, NJ 08826
0
Baths
1,864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$443K
$409K low$477K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Jun 3, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$91,058
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,846
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$352,000
CROSSCOUNTRY MORTGAGE · 6.23% 2 · recorded Jun 3, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,446 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$327,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNTERDON
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Voorhees High SchoolB
High · Grades 9–12 · 2.9 mi
E
Clinton Public SchoolB-
Elementary · Grades PK–8 · 4.2 mi

District: Clinton Town-Glen Gardner School District

Neighborhood · ZIP 08826These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,026
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.274 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,107
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144,952
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2097 State Route 31 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Hunterdon County
  • Costs less per square foot than 88% of homes in Hunterdon County
  • Has a smaller lot than 79% of homes in Glen Gardner 08826
  • Older than 87% of homes in Glen Gardner 08826

What homes are worth in Glen Gardner 08826

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$982K

This home is worth more than 33% of homes in Glen Gardner 08826.

How it measures up in Glen Gardner 08826

The dot is this home. The mark in the middle is the typical home in Glen Gardner 08826.

Estimated value$443,058
CheaperTypical $535,839Pricier

Pricier than 33% of homes nearby

Price per ft²$238
CheaperTypical $269Pricier

Pricier than 19% of homes nearby

Living area1,864 ft²
SmallerTypical 1,830 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.21 ac
SmallerTypical 1.51 acBigger

Bigger than 21% of homes nearby

Year built1929
OlderTypical 1980Newer

Newer than 13% of homes nearby

How 2097 State Route 31 ranks against every home in each area.
MeasureThis homeGlen Gardner 08826Hunterdon County
Estimated valuepricier than$443,05833% of homes21% of homes
Price per ft²pricier than$23819% of homes12% of homes
Living areabigger than1,864 ft²51% of homes41% of homes
Lot sizebigger than0.21 ac21% of homes23% of homes
Year builtnewer than192913% of homes15% of homes

About 2097 State Route 31

How much is 2097 State Route 31, Glen Gardner, NJ worth?

The TopHap Estimate for 2097 State Route 31, Glen Gardner, NJ is $443,058 as of Jul 14, 2026. The likely range is $408,759 to $477,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2097 State Route 31, Glen Gardner, NJ last sell?

2097 State Route 31, Glen Gardner, NJ last sold on Jun 3, 2026 for $440,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 2097 State Route 31, Glen Gardner, NJ?

2097 State Route 31, Glen Gardner, NJ has 1,864 square feet of living space and a 0.21-acre lot.

When was 2097 State Route 31, Glen Gardner, NJ built?

2097 State Route 31, Glen Gardner, NJ was built in 1929, making it 97 years old. The building has 2 stories.

What schools serve 2097 State Route 31, Glen Gardner, NJ?

2097 State Route 31, Glen Gardner, NJ is assigned to Voorhees High School (high), rated B; Clinton Public School (elementary), rated B-. All sit in Clinton Town-Glen Gardner School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2097 State Route 31, Glen Gardner, NJ compare to other homes in Glen Gardner 08826?

Among the 1,881 homes in Glen Gardner 08826, it is worth more than 33% of them ($443,058 against a typical $535,839), its price per square foot is higher than 19% of them ($238 against a typical $269), it is bigger than 51% of them (1,864 ft² against a typical 1,830 ft²), its lot is bigger than 21% of them (0.21 ac against a typical 1.51 ac) and it is newer than 13% of them (1929 against a typical 1980). Measured against all of Hunterdon County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2097 State Route 31, Glen Gardner, NJ?

The 2025 property tax bill for 2097 State Route 31, Glen Gardner, NJ was $8,446. The county assessed it at $410,600.

Closest homes

More homes in Glen Gardner 08826

Assigned schools

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