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Single Family ResidenceResidential
$876,078$354 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $365,354 on Dec 7, 2004

20972 GARDENIA AVE

BEND, OR 97702
4
Beds
3
Baths
2,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$876K
$848K low$904K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,354 · Dec 7, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,512 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$385,390 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$374,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$917,470

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bear Creek Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
H
Bend Senior High SchoolC+
High · Grades 9–12 · 1.2 mi
M
Pilot Butte Middle SchoolB
Middle · Grades 6–8 · 1.6 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,303
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20972 Gardenia Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Larkspur
  • Costs less per square foot than 69% of homes in Bend 97702
  • Bigger than 89% of homes in Larkspur
  • Newer than 65% of homes in Deschutes County

What homes are worth in Bend 97702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$2.3M

This home is worth more than 72% of homes in Bend 97702.

How it measures up in Bend 97702

The dot is this home. The mark in the middle is the typical home in Bend 97702.

Estimated value$876,078
CheaperTypical $711,550Pricier

Pricier than 72% of homes nearby

Price per ft²$354
CheaperTypical $393Pricier

Pricier than 31% of homes nearby

Living area2,472 ft²
SmallerTypical 1,874 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.19 ac
SmallerTypical 0.21 acBigger

Bigger than 45% of homes nearby

Year built2004
OlderTypical 2002Newer

Newer than 61% of homes nearby

How 20972 Gardenia Ave ranks against every home in each area.
MeasureThis homeLarkspurBend 97702Deschutes County
Estimated valuepricier than$876,07897% of homes72% of homes71% of homes
Price per ft²pricier than$35447% of homes31% of homes38% of homes
Living areabigger than2,472 ft²89% of homes78% of homes79% of homes
Lot sizebigger than0.19 ac59% of homes45% of homes38% of homes
Year builtnewer than200464% of homes61% of homes65% of homes

About 20972 Gardenia Ave

How much is 20972 Gardenia Ave, Bend, OR worth?

The TopHap Estimate for 20972 Gardenia Ave, Bend, OR is $876,078 as of Aug 30, 2026. The likely range is $848,367 to $903,789. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20972 Gardenia Ave, Bend, OR last sell?

20972 Gardenia Ave, Bend, OR last sold on Dec 7, 2004 for $365,354, according to the county's recorded deed.

How big is 20972 Gardenia Ave, Bend, OR?

20972 Gardenia Ave, Bend, OR has 4 bedrooms, 3 bathrooms, 2,472 square feet of living space and a 0.19-acre lot.

When was 20972 Gardenia Ave, Bend, OR built?

20972 Gardenia Ave, Bend, OR was built in 2004, making it 22 years old. It is a split level home. The building has 2 stories.

What schools serve 20972 Gardenia Ave, Bend, OR?

20972 Gardenia Ave, Bend, OR is assigned to Bear Creek Elementary School (elementary), rated C; Bend Senior High School (high), rated C+; Pilot Butte Middle School (middle), rated B. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20972 Gardenia Ave, Bend, OR compare to other homes in Bend 97702?

Among the 20,900 homes in Bend 97702, it is worth more than 72% of them ($876,078 against a typical $711,550), its price per square foot is higher than 31% of them ($354 against a typical $393), it is bigger than 78% of them (2,472 ft² against a typical 1,874 ft²), its lot is bigger than 45% of them (0.19 ac against a typical 0.21 ac) and it is newer than 61% of them (2004 against a typical 2002). Measured against all of Deschutes County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20972 Gardenia Ave, Bend, OR?

The 2025 property tax bill for 20972 Gardenia Ave, Bend, OR was $6,512. The county assessed it at $385,390.

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