Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$2,007,236$517 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20977 OAK RIDGE RD

WESTFIELD, IN 46074
4
Beds
5 / 2
Baths
3,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
13.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2M
$1.7M low$2.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$66,427 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,196,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,848,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,348,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,964,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,196,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.13.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Masonry
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Stable

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monon Trail Elementary SchoolA
Elementary · Grades KG–4 · 1.6 mi
H
Westfield High School
High · Grades 9–12 · 2.9 mi
M
Westfield Middle SchoolA
Middle · Grades 7–8 · 3.1 mi

District: Westfield-Washington Schools

Neighborhood · ZIP 46074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.43,797
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,343
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20977 Oak Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Westfield 46074
  • Among the highest price per square foot in Westfield 46074
  • Bigger than 83% of homes in Westfield 46074
  • Among the largest lots in Westfield 46074
  • Newer than 98% of homes in Hamilton County

What homes are worth in Westfield 46074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$1.4M

This home is worth more than almost all homes in Westfield 46074.

How it measures up in Westfield 46074

The dot is this home. The mark in the middle is the typical home in Westfield 46074.

Estimated value$2,007,236
CheaperTypical $497,327Pricier

Pricier than almost all homes nearby

Price per ft²$517
CheaperTypical $192Pricier

Pricier than almost all homes nearby

Living area3,882 ft²
SmallerTypical 2,685 ft²Bigger

Bigger than 83% of homes nearby

Lot size13.8 ac
SmallerTypical 0.23 acBigger

Bigger than almost all homes nearby

Year built2023
OlderTypical 2014Newer

Newer than 93% of homes nearby

How 20977 Oak Ridge Rd ranks against every home in each area.
MeasureThis homeWestfield 46074Hamilton County
Estimated valuepricier than$2,007,236almost all homesalmost all homes
Price per ft²pricier than$517almost all homesalmost all homes
Living areabigger than3,882 ft²83% of homes82% of homes
Lot sizebigger than13.8 acalmost all homesalmost all homes
Year builtnewer than202393% of homes98% of homes

About 20977 Oak Ridge Rd

How much is 20977 Oak Ridge Rd, Westfield, IN worth?

The TopHap Estimate for 20977 Oak Ridge Rd, Westfield, IN is $2,007,236 as of Sep 24, 2026. The likely range is $1,716,098 to $2,298,374. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20977 Oak Ridge Rd, Westfield, IN last sell?

20977 Oak Ridge Rd, Westfield, IN last sold on Jun 26, 2020, according to the county's recorded deed.

How big is 20977 Oak Ridge Rd, Westfield, IN?

20977 Oak Ridge Rd, Westfield, IN has 4 bedrooms, 5 bathrooms, 3,882 square feet of living space and a 13.80-acre lot.

When was 20977 Oak Ridge Rd, Westfield, IN built?

20977 Oak Ridge Rd, Westfield, IN was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 20977 Oak Ridge Rd, Westfield, IN?

20977 Oak Ridge Rd, Westfield, IN is assigned to Monon Trail Elementary School (elementary), rated A; Westfield High School (high); Westfield Middle School (middle), rated A. All sit in Westfield-Washington Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20977 Oak Ridge Rd, Westfield, IN compare to other homes in Westfield 46074?

Among the 20,080 homes in Westfield 46074, it is worth more than almost all of them ($2,007,236 against a typical $497,327), its price per square foot is higher than almost all of them ($517 against a typical $192), it is bigger than 83% of them (3,882 ft² against a typical 2,685 ft²), its lot is bigger than almost all of them (13.8 ac against a typical 0.23 ac) and it is newer than 93% of them (2023 against a typical 2014). Measured against all of Hamilton County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20977 Oak Ridge Rd, Westfield, IN?

The 2024 property tax bill for 20977 Oak Ridge Rd, Westfield, IN was $66,427. The county assessed it at $3,196,900.

More homes on Oak Ridge Rd

Closest homes

More homes in Westfield 46074

Assigned schools

Explore the area

See this home in context

Open 20977 Oak Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map