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Single Family ResidenceResidential
$589,562$316 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $142,000 on Jan 19, 2010

20978 SPINNAKER ST

BEND, OR 97701
3
Beds
2.5
Baths
1,868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$590K
$567K low$612K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,000 · Jan 19, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,849 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$227,810 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDESCHUTES
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ponderosa Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
H
Mountain View High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Sky View Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.47,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,697
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20978 Spinnaker St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Deschutes County
  • Has a smaller lot than 67% of homes in Deschutes County
  • Older than 81% of homes in Boyd Acres

What homes are worth in Bend 97701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$331K$1.5M

This home is worth more than 51% of homes in Bend 97701.

How it measures up in Bend 97701

The dot is this home. The mark in the middle is the typical home in Bend 97701.

Estimated value$589,562
CheaperTypical $587,351Pricier

Pricier than 51% of homes nearby

Price per ft²$316
CheaperTypical $362Pricier

Pricier than 25% of homes nearby

Living area1,868 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 46% of homes nearby

Year built1997
OlderTypical 1998Newer

Newer than 49% of homes nearby

How 20978 Spinnaker St ranks against every home in each area.
MeasureThis homeBoyd AcresBend 97701Deschutes County
Estimated valuepricier than$589,56245% of homes51% of homes38% of homes
Price per ft²pricier than$31634% of homes25% of homes23% of homes
Living areabigger than1,868 ft²55% of homes62% of homes55% of homes
Lot sizebigger than0.17 ac60% of homes46% of homes33% of homes
Year builtnewer than199719% of homes49% of homes46% of homes

About 20978 Spinnaker St

How much is 20978 Spinnaker St, Bend, OR worth?

The TopHap Estimate for 20978 Spinnaker St, Bend, OR is $589,562 as of Sep 24, 2026. The likely range is $566,654 to $612,469. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20978 Spinnaker St, Bend, OR last sell?

20978 Spinnaker St, Bend, OR last sold on Jan 19, 2010 for $142,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20978 Spinnaker St, Bend, OR?

20978 Spinnaker St, Bend, OR has 3 bedrooms, 2.5 bathrooms, 1,868 square feet of living space and a 0.17-acre lot.

When was 20978 Spinnaker St, Bend, OR built?

20978 Spinnaker St, Bend, OR was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 20978 Spinnaker St, Bend, OR?

20978 Spinnaker St, Bend, OR is assigned to Ponderosa Elementary School (elementary), rated A; Mountain View High School (high), rated B-; Sky View Middle School (middle), rated A-. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20978 Spinnaker St, Bend, OR compare to other homes in Bend 97701?

Among the 13,849 homes in Bend 97701, it is worth more than 51% of them ($589,562 against a typical $587,351), its price per square foot is higher than 25% of them ($316 against a typical $362), it is bigger than 62% of them (1,868 ft² against a typical 1,710 ft²), its lot is bigger than 46% of them (0.17 ac against a typical 0.17 ac) and it is newer than 49% of them (1997 against a typical 1998). Measured against all of Deschutes County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20978 Spinnaker St, Bend, OR?

The 2025 property tax bill for 20978 Spinnaker St, Bend, OR was $3,849. The county assessed it at $227,810.

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