Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$217,613$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20996 HIGHWAY 13

SAINT OLAF, IA 52072
3
Beds
2
Baths
1,550 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$169K low$266K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,072 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$233,238 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,132
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,106
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$192,645
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$233,238

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCLAYTON
Lot (acres)The size of the land the home sits on, from county records.40.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 268 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolB+
Elementary · Grades PK–6 · 5.5 mi
M
Central Middle School/High SchoolD+
Middle · Grades 7–12 · 5.5 mi

District: Central Community School District

Neighborhood · ZIP 52072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.356
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,137
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20996 Highway 13 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 66% of homes in Saint Olaf 52072
  • Smaller than 65% of homes in Saint Olaf 52072
  • Among the largest lots in Saint Olaf 52072
  • Newer than 72% of homes in Saint Olaf 52072

What homes are worth in Saint Olaf 52072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$456K

This home is worth more than 52% of homes in Saint Olaf 52072.

How it measures up in Saint Olaf 52072

The dot is this home. The mark in the middle is the typical home in Saint Olaf 52072.

Estimated value$217,613
CheaperTypical $214,783Pricier

Pricier than 52% of homes nearby

Price per ft²$140
CheaperTypical $106Pricier

Pricier than 66% of homes nearby

Living area1,550 ft²
SmallerTypical 1,752 ft²Bigger

Bigger than 35% of homes nearby

Lot size40 ac
SmallerTypical 3.02 acBigger

Bigger than almost all homes nearby

Year built1940
OlderTypical 1910Newer

Newer than 72% of homes nearby

How 20996 Highway 13 ranks against every home in each area.
MeasureThis homeSaint Olaf 52072Clayton County
Estimated valuepricier than$217,61352% of homes59% of homes
Price per ft²pricier than$14066% of homes55% of homes
Living areabigger than1,550 ft²35% of homes52% of homes
Lot sizebigger than40 acalmost all homes98% of homes
Year builtnewer than194072% of homes42% of homes

About 20996 Highway 13

How much is 20996 Highway 13, Saint Olaf, IA worth?

The TopHap Estimate for 20996 Highway 13, Saint Olaf, IA is $217,613 as of Sep 24, 2026. The likely range is $168,944 to $266,282. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20996 Highway 13, Saint Olaf, IA last sell?

20996 Highway 13, Saint Olaf, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20996 Highway 13, Saint Olaf, IA?

20996 Highway 13, Saint Olaf, IA has 3 bedrooms, 2 bathrooms, 1,550 square feet of living space and a 40.00-acre lot.

When was 20996 Highway 13, Saint Olaf, IA built?

20996 Highway 13, Saint Olaf, IA was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 20996 Highway 13, Saint Olaf, IA?

20996 Highway 13, Saint Olaf, IA is assigned to Central Elementary School (elementary), rated B+; Central Middle School/High School (middle), rated D+. All sit in Central Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20996 Highway 13, Saint Olaf, IA compare to other homes in Saint Olaf 52072?

Among the 171 homes in Saint Olaf 52072, it is worth more than 52% of them ($217,613 against a typical $214,783), its price per square foot is higher than 66% of them ($140 against a typical $106), it is bigger than 35% of them (1,550 ft² against a typical 1,752 ft²), its lot is bigger than almost all of them (40 ac against a typical 3.02 ac) and it is newer than 72% of them (1940 against a typical 1910). Measured against all of Clayton County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20996 Highway 13, Saint Olaf, IA?

The 2025 property tax bill for 20996 Highway 13, Saint Olaf, IA was $3,072. The county assessed it at $233,238.

More homes on Highway 13

Closest homes

More homes in Saint Olaf 52072

Assigned schools

Explore the area

See this home in context

Open 20996 Highway 13 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map