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Single Family ResidenceResidential
$558,435$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $550,000 on Aug 1, 2022

20998 BLACK CHERRY DR

RICHMOND, MN 56368
3
Beds
0
Baths
2,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$558K
$497K low$620K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Aug 1, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$558,435
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$446,748

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,374 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$499,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$433,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$500,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$499,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.1.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20998 Black Cherry Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Stearns County
  • Costs more per square foot than 87% of homes in Stearns County
  • Bigger than 93% of homes in Richmond 56368
  • Has a bigger lot than 73% of homes in Stearns County
  • Among the newest homes in Richmond 56368

What homes are worth in Richmond 56368

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$725K

This home is worth more than 94% of homes in Richmond 56368.

How it measures up in Richmond 56368

The dot is this home. The mark in the middle is the typical home in Richmond 56368.

Estimated value$558,435
CheaperTypical $270,449Pricier

Pricier than 94% of homes nearby

Price per ft²$234
CheaperTypical $193Pricier

Pricier than 71% of homes nearby

Living area2,384 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 93% of homes nearby

Lot size1.12 ac
SmallerTypical 0.56 acBigger

Bigger than 65% of homes nearby

Year built2022
OlderTypical 1979Newer

Newer than almost all homes nearby

How 20998 Black Cherry Dr ranks against every home in each area.
MeasureThis homeRichmond 56368Stearns County
Estimated valuepricier than$558,43594% of homes97% of homes
Price per ft²pricier than$23471% of homes87% of homes
Living areabigger than2,384 ft²93% of homes92% of homes
Lot sizebigger than1.12 ac65% of homes73% of homes
Year builtnewer than2022almost all homesalmost all homes

About 20998 Black Cherry Dr

How much is 20998 Black Cherry Dr, Richmond, MN worth?

The TopHap Estimate for 20998 Black Cherry Dr, Richmond, MN is $558,435 as of Jun 23, 2026. The likely range is $497,007 to $619,862. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20998 Black Cherry Dr, Richmond, MN last sell?

20998 Black Cherry Dr, Richmond, MN last sold on Aug 1, 2022 for $550,000, according to the county's recorded deed.

How big is 20998 Black Cherry Dr, Richmond, MN?

20998 Black Cherry Dr, Richmond, MN has 3 bedrooms, 2,384 square feet of living space and a 1.12-acre lot.

When was 20998 Black Cherry Dr, Richmond, MN built?

20998 Black Cherry Dr, Richmond, MN was built in 2022, making it 4 years old. The building has 1 story.

How does 20998 Black Cherry Dr, Richmond, MN compare to other homes in Richmond 56368?

Among the 2,823 homes in Richmond 56368, it is worth more than 94% of them ($558,435 against a typical $270,449), its price per square foot is higher than 71% of them ($234 against a typical $193), it is bigger than 93% of them (2,384 ft² against a typical 1,302 ft²), its lot is bigger than 65% of them (1.12 ac against a typical 0.56 ac) and it is newer than almost all of them (2022 against a typical 1979). Measured against all of Stearns County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20998 Black Cherry Dr, Richmond, MN?

The 2026 property tax bill for 20998 Black Cherry Dr, Richmond, MN was $4,374. The county assessed it at $499,600.

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