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Single Family ResidenceResidential
$269,461$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $85,900 on Aug 31, 2000

21 APPLE RIDGE RD

TOCCOA, GA 30577
3
Beds
2
Baths
1,355 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$269K
$247K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,900 · Aug 31, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$239,461
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$191,569
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
HABERSHAM BANK · E · recorded Apr 9, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,757 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,546 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,098
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,448
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,917
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,866

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyStephens
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 160 ft²Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolB-
High · Grades 9–12 · 1.4 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 2.0 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 2.9 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Apple Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Toccoa 30577
  • Costs more per square foot than 83% of homes in Toccoa 30577
  • Newer than 85% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$818K

This home is worth more than 66% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$269,461
CheaperTypical $214,977Pricier

Pricier than 66% of homes nearby

Price per ft²$199
CheaperTypical $140Pricier

Pricier than 83% of homes nearby

Living area1,355 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.69 ac
SmallerTypical 0.97 acBigger

Bigger than 41% of homes nearby

Year built2000
OlderTypical 1977Newer

Newer than 85% of homes nearby

How 21 Apple Ridge Rd ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$269,46166% of homes65% of homes
Price per ft²pricier than$19983% of homes80% of homes
Living areabigger than1,355 ft²40% of homes41% of homes
Lot sizebigger than0.69 ac41% of homes39% of homes
Year builtnewer than200085% of homes82% of homes

About 21 Apple Ridge Rd

How much is 21 Apple Ridge Rd, Toccoa, GA worth?

The TopHap Estimate for 21 Apple Ridge Rd, Toccoa, GA is $269,461 as of Jul 14, 2026. The likely range is $247,319 to $291,603. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Apple Ridge Rd, Toccoa, GA last sell?

21 Apple Ridge Rd, Toccoa, GA last sold on Aug 31, 2000 for $85,900, according to the county's recorded deed.

How big is 21 Apple Ridge Rd, Toccoa, GA?

21 Apple Ridge Rd, Toccoa, GA has 3 bedrooms, 2 bathrooms, 1,355 square feet of living space and a 0.69-acre lot.

When was 21 Apple Ridge Rd, Toccoa, GA built?

21 Apple Ridge Rd, Toccoa, GA was built in 2000, making it 26 years old. It is a ranch home. The building has 1 story.

What schools serve 21 Apple Ridge Rd, Toccoa, GA?

21 Apple Ridge Rd, Toccoa, GA is assigned to Stephens County High School (high), rated B-; Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary). All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Apple Ridge Rd, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,869 homes in Toccoa 30577, it is worth more than 66% of them ($269,461 against a typical $214,977), its price per square foot is higher than 83% of them ($199 against a typical $140), it is bigger than 40% of them (1,355 ft² against a typical 1,497 ft²), its lot is bigger than 41% of them (0.69 ac against a typical 0.97 ac) and it is newer than 85% of them (2000 against a typical 1977). Measured against all of Stephens County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Apple Ridge Rd, Toccoa, GA?

The 2025 property tax bill for 21 Apple Ridge Rd, Toccoa, GA was $1,757. The county assessed it at $79,546.

Closest homes

More homes in Toccoa 30577

Assigned schools

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