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Single Family ResidenceResidential
$206,851$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

21 CACTUS LOOP

SYLVA, NC 28779
2
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$154K low$259K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,089 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$812,842 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$241,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$571,782
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$809,760

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.110 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,416 ft²Porch · 1,632 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairview SchoolC+
Elementary · Grades PK–8 · 1.7 mi
H
Smoky Mountain High SchoolB
High · Grades 9–12 · 1.7 mi

District: Jackson County Schools

Neighborhood · ZIP 28779These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.121

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,167
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.159 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,571
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,284
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Cactus Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Jackson County
  • Costs less per square foot than 78% of homes in Jackson County
  • Smaller than 79% of homes in Jackson County
  • Has a bigger lot than 90% of homes in Sylva 28779
  • Older than 85% of homes in Jackson County

What homes are worth in Sylva 28779

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$988K

This home is worth more than 23% of homes in Sylva 28779.

How it measures up in Sylva 28779

The dot is this home. The mark in the middle is the typical home in Sylva 28779.

Estimated value$206,851
CheaperTypical $308,321Pricier

Pricier than 23% of homes nearby

Price per ft²$187
CheaperTypical $218Pricier

Pricier than 31% of homes nearby

Living area1,104 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 25% of homes nearby

Lot size5 ac
SmallerTypical 1 acBigger

Bigger than 90% of homes nearby

Year built1960
OlderTypical 1983Newer

Newer than 22% of homes nearby

How 21 Cactus Loop ranks against every home in each area.
MeasureThis homeSylva 28779Jackson County
Estimated valuepricier than$206,85123% of homes17% of homes
Price per ft²pricier than$18731% of homes22% of homes
Living areabigger than1,104 ft²25% of homes21% of homes
Lot sizebigger than5 ac90% of homes89% of homes
Year builtnewer than196022% of homes15% of homes

About 21 Cactus Loop

How much is 21 Cactus Loop, Sylva, NC worth?

The TopHap Estimate for 21 Cactus Loop, Sylva, NC is $206,851 as of Aug 30, 2026. The likely range is $154,487 to $259,215. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Cactus Loop, Sylva, NC last sell?

21 Cactus Loop, Sylva, NC last sold on Sep 30, 2024, according to the county's recorded deed.

How big is 21 Cactus Loop, Sylva, NC?

21 Cactus Loop, Sylva, NC has 2 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 5.00-acre lot.

When was 21 Cactus Loop, Sylva, NC built?

21 Cactus Loop, Sylva, NC was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 21 Cactus Loop, Sylva, NC?

21 Cactus Loop, Sylva, NC is assigned to Fairview School (elementary), rated C+; Smoky Mountain High School (high), rated B. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Cactus Loop, Sylva, NC compare to other homes in Sylva 28779?

Among the 6,763 homes in Sylva 28779, it is worth more than 23% of them ($206,851 against a typical $308,321), its price per square foot is higher than 31% of them ($187 against a typical $218), it is bigger than 25% of them (1,104 ft² against a typical 1,450 ft²), its lot is bigger than 90% of them (5 ac against a typical 1 ac) and it is newer than 22% of them (1960 against a typical 1983). Measured against all of Jackson County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Cactus Loop, Sylva, NC?

The 2025 property tax bill for 21 Cactus Loop, Sylva, NC was $3,089. The county assessed it at $812,842.

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