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Single Family ResidenceResidential
$583,778$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

21 COTSWOLD CT

OWINGS MILLS, MD 21117
3 / 1
Baths
2,707 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$584K
$558K low$610K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,830 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$433,467 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$494,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 425 ft²Porch · 90 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reisterstown Elementary SchoolD+
Elementary · Grades PK–5 · 1.2 mi
H
Franklin High SchoolC-
High · Grades 9–12 · 1.4 mi
M
Franklin Middle SchoolD
Middle · Grades 6–8 · 2.0 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21117These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.61,563
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,831 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,647
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,806
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Cotswold Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Baltimore County
  • Bigger than 88% of homes in Baltimore County
  • Newer than 75% of homes in Baltimore County

What homes are worth in Owings Mills 21117

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$1.2M

This home is worth more than 79% of homes in Owings Mills 21117.

How it measures up in Owings Mills 21117

The dot is this home. The mark in the middle is the typical home in Owings Mills 21117.

Estimated value$583,778
CheaperTypical $382,900Pricier

Pricier than 79% of homes nearby

Price per ft²$216
CheaperTypical $229Pricier

Pricier than 38% of homes nearby

Living area2,707 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.18 ac
SmallerTypical 4,269 ft²Bigger

Bigger than 59% of homes nearby

Year built1989
OlderTypical 1994Newer

Newer than 33% of homes nearby

How 21 Cotswold Ct ranks against every home in each area.
MeasureThis homeOwings Mills 21117Baltimore County
Estimated valuepricier than$583,77879% of homes83% of homes
Price per ft²pricier than$21638% of homes39% of homes
Living areabigger than2,707 ft²82% of homes88% of homes
Lot sizebigger than0.18 ac59% of homes54% of homes
Year builtnewer than198933% of homes75% of homes

About 21 Cotswold Ct

How much is 21 Cotswold Ct, Owings Mills, MD worth?

The TopHap Estimate for 21 Cotswold Ct, Owings Mills, MD is $583,778 as of Sep 24, 2026. The likely range is $557,502 to $610,054. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 21 Cotswold Ct, Owings Mills, MD?

21 Cotswold Ct, Owings Mills, MD has 3 bathrooms, 2,707 square feet of living space and a 0.18-acre lot.

When was 21 Cotswold Ct, Owings Mills, MD built?

21 Cotswold Ct, Owings Mills, MD was built in 1989, making it 37 years old. It is a conventional home. The building has 2 stories.

What schools serve 21 Cotswold Ct, Owings Mills, MD?

21 Cotswold Ct, Owings Mills, MD is assigned to Reisterstown Elementary School (elementary), rated D+; Franklin High School (high), rated C-; Franklin Middle School (middle), rated D. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Cotswold Ct, Owings Mills, MD compare to other homes in Owings Mills 21117?

Among the 15,893 homes in Owings Mills 21117, it is worth more than 79% of them ($583,778 against a typical $382,900), its price per square foot is higher than 38% of them ($216 against a typical $229), it is bigger than 82% of them (2,707 ft² against a typical 1,662 ft²), its lot is bigger than 59% of them (0.18 ac against a typical 4,269 ft²) and it is newer than 33% of them (1989 against a typical 1994). Measured against all of Baltimore County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Cotswold Ct, Owings Mills, MD?

The 2025 property tax bill for 21 Cotswold Ct, Owings Mills, MD was $5,830. The county assessed it at $433,467.

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