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Single Family ResidenceResidential
$275,955$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

21 E EMPIRE ST

CORTEZ, CO 81321
3
Beds
1.5
Baths
1,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$276K
$252K low$300K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,094 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,685 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,469
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,216
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,305
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,429

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
17
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
69
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONTEZUMA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1952
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kemper Elementary SchoolC
Elementary · Grades KG–5 · 0.5 mi
M
Montezuma-Cortez Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
H
Montezuma-Cortez High SchoolD-
High · Grades 9–12 · 1.5 mi

District: Montezuma-Cortez School District Re-1

Neighborhood · ZIP 81321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,111
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,878
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,721
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 E Empire St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Montezuma County
  • Costs less per square foot than 76% of homes in Montezuma County
  • Has a smaller lot than 92% of homes in Montezuma County
  • Older than 87% of homes in Cortez 81321

What homes are worth in Cortez 81321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$805K

This home is worth more than 34% of homes in Cortez 81321.

How it measures up in Cortez 81321

The dot is this home. The mark in the middle is the typical home in Cortez 81321.

Estimated value$275,955
CheaperTypical $321,857Pricier

Pricier than 34% of homes nearby

Price per ft²$192
CheaperTypical $214Pricier

Pricier than 33% of homes nearby

Living area1,434 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.16 ac
SmallerTypical 0.33 acBigger

Bigger than 11% of homes nearby

Year built1946
OlderTypical 1980Newer

Newer than 13% of homes nearby

How 21 E Empire St ranks against every home in each area.
MeasureThis homeCortez 81321Montezuma County
Estimated valuepricier than$275,95534% of homes22% of homes
Price per ft²pricier than$19233% of homes24% of homes
Living areabigger than1,434 ft²46% of homes42% of homes
Lot sizebigger than0.16 ac11% of homes8% of homes
Year builtnewer than194613% of homes14% of homes

About 21 E Empire St

How much is 21 E Empire St, Cortez, CO worth?

The TopHap Estimate for 21 E Empire St, Cortez, CO is $275,955 as of Oct 21, 2026. The likely range is $251,718 to $300,192. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 E Empire St, Cortez, CO last sell?

21 E Empire St, Cortez, CO last sold on Jan 9, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 E Empire St, Cortez, CO?

21 E Empire St, Cortez, CO has 3 bedrooms, 1.5 bathrooms, 1,434 square feet of living space and a 0.16-acre lot.

When was 21 E Empire St, Cortez, CO built?

21 E Empire St, Cortez, CO was built in 1946, making it 80 years old. It is a ranch home. The building has 1 story.

What schools serve 21 E Empire St, Cortez, CO?

21 E Empire St, Cortez, CO is assigned to Kemper Elementary School (elementary), rated C; Montezuma-Cortez Middle School (middle), rated C; Montezuma-Cortez High School (high), rated D-. All sit in Montezuma-Cortez School District Re-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 E Empire St, Cortez, CO compare to other homes in Cortez 81321?

Among the 4,978 homes in Cortez 81321, it is worth more than 34% of them ($275,955 against a typical $321,857), its price per square foot is higher than 33% of them ($192 against a typical $214), it is bigger than 46% of them (1,434 ft² against a typical 1,484 ft²), its lot is bigger than 11% of them (0.16 ac against a typical 0.33 ac) and it is newer than 13% of them (1946 against a typical 1980). Measured against all of Montezuma County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 E Empire St, Cortez, CO?

The 2025 property tax bill for 21 E Empire St, Cortez, CO was $1,094. The county assessed it at $21,685.

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