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Single Family ResidenceResidential
$124,972$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

21 E RUTH ST

URBANA, IN 46990
3
Beds
1.5
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$125K
$115K low$135K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$576 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWABASH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1945
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northfield Jr-Sr High SchoolB-
Middle · Grades 7–12 · 3.0 mi
E
Sharp Creek Elementary SchoolB
Elementary · Grades 3–6 · 3.0 mi

District: Wabash County Schools Metropolitan School District

Neighborhood · ZIP 46990These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.927
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,756
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 E Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Urbana 46990
  • Costs less per square foot than 84% of homes in Wabash County
  • Has a smaller lot than 98% of homes in Urbana 46990
  • Older than 72% of homes in Wabash County

What homes are worth in Urbana 46990

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$1.1M

This home is worth more than 22% of homes in Urbana 46990.

How it measures up in Urbana 46990

The dot is this home. The mark in the middle is the typical home in Urbana 46990.

Estimated value$124,972
CheaperTypical $205,137Pricier

Pricier than 22% of homes nearby

Price per ft²$72
CheaperTypical $109Pricier

Pricier than 17% of homes nearby

Living area1,740 ft²
SmallerTypical 1,882 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.17 ac
SmallerTypical 2 acBigger

Bigger than 2% of homes nearby

Year built1925
OlderTypical 1939Newer

Newer than 47% of homes nearby

How 21 E Ruth St ranks against every home in each area.
MeasureThis homeUrbana 46990Wabash County
Estimated valuepricier than$124,97222% of homes28% of homes
Price per ft²pricier than$7217% of homes16% of homes
Living areabigger than1,740 ft²39% of homes58% of homes
Lot sizebigger than0.17 ac2% of homes13% of homes
Year builtnewer than192547% of homes28% of homes

About 21 E Ruth St

How much is 21 E Ruth St, Urbana, IN worth?

The TopHap Estimate for 21 E Ruth St, Urbana, IN is $124,972 as of Aug 30, 2026. The likely range is $114,603 to $135,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 E Ruth St, Urbana, IN last sell?

21 E Ruth St, Urbana, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 E Ruth St, Urbana, IN?

21 E Ruth St, Urbana, IN has 3 bedrooms, 1.5 bathrooms, 1,740 square feet of living space and a 0.17-acre lot.

When was 21 E Ruth St, Urbana, IN built?

21 E Ruth St, Urbana, IN was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 21 E Ruth St, Urbana, IN?

21 E Ruth St, Urbana, IN is assigned to Northfield Jr-Sr High School (middle), rated B-; Sharp Creek Elementary School (elementary), rated B. All sit in Wabash County Schools Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 E Ruth St, Urbana, IN compare to other homes in Urbana 46990?

Among the 323 homes in Urbana 46990, it is worth more than 22% of them ($124,972 against a typical $205,137), its price per square foot is higher than 17% of them ($72 against a typical $109), it is bigger than 39% of them (1,740 ft² against a typical 1,882 ft²), its lot is bigger than 2% of them (0.17 ac against a typical 2 ac) and it is newer than 47% of them (1925 against a typical 1939). Measured against all of Wabash County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 E Ruth St, Urbana, IN?

The 2025 property tax bill for 21 E Ruth St, Urbana, IN was $576. The county assessed it at $116,000.

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