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Single Family ResidenceResidential
$802,515$626 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,000 on Jun 20, 1991

21 GRAY TER

BEDFORD, MA 01730
3
Beds
2 / 1
Baths
1,281 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$803K
$721K low$884K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Jun 20, 1991
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$677,515
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$542,012
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
MIDDLESEX SAVINGS BANK · recorded Jul 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,784 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$646,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$474,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$646,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMiddlesex
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
John Glenn Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi
H
Bedford High SchoolA+
High · Grades 9–12 · 1.6 mi
E
Lt Eleazer Davis
Elementary · Grades PK–2 · 2.7 mi

District: Bedford School District

Neighborhood · ZIP 01730These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.16
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,673
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,067 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$146,231
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$202,073
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Gray Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Bedford 01730
  • Costs more per square foot than 79% of homes in Middlesex County
  • Smaller than 84% of homes in Bedford 01730
  • Has a smaller lot than 77% of homes in Bedford 01730
  • Older than 65% of homes in Bedford 01730

What homes are worth in Bedford 01730

Each bar is how many homes fall in that price range. The marker is this home.

This home
$446K$2.3M

This home is worth more than 16% of homes in Bedford 01730.

How it measures up in Bedford 01730

The dot is this home. The mark in the middle is the typical home in Bedford 01730.

Estimated value$802,515
CheaperTypical $1,024,180Pricier

Pricier than 16% of homes nearby

Price per ft²$626
CheaperTypical $536Pricier

Pricier than 76% of homes nearby

Living area1,281 ft²
SmallerTypical 1,920 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.36 ac
SmallerTypical 0.69 acBigger

Bigger than 23% of homes nearby

Year built1958
OlderTypical 1965Newer

Newer than 35% of homes nearby

How 21 Gray Ter ranks against every home in each area.
MeasureThis homeBedford 01730Middlesex County
Estimated valuepricier than$802,51516% of homes52% of homes
Price per ft²pricier than$62676% of homes79% of homes
Living areabigger than1,281 ft²16% of homes24% of homes
Lot sizebigger than0.36 ac23% of homes55% of homes
Year builtnewer than195835% of homes50% of homes

About 21 Gray Ter

How much is 21 Gray Ter, Bedford, MA worth?

The TopHap Estimate for 21 Gray Ter, Bedford, MA is $802,515 as of Jul 14, 2026. The likely range is $720,577 to $884,453. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Gray Ter, Bedford, MA last sell?

21 Gray Ter, Bedford, MA last sold on Jun 20, 1991 for $185,000, according to the county's recorded deed.

How big is 21 Gray Ter, Bedford, MA?

21 Gray Ter, Bedford, MA has 3 bedrooms, 2 bathrooms, 1,281 square feet of living space and a 0.36-acre lot.

When was 21 Gray Ter, Bedford, MA built?

21 Gray Ter, Bedford, MA was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 21 Gray Ter, Bedford, MA?

21 Gray Ter, Bedford, MA is assigned to John Glenn Middle School (middle), rated A-; Bedford High School (high), rated A+; Lt Eleazer Davis (elementary). All sit in Bedford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Gray Ter, Bedford, MA compare to other homes in Bedford 01730?

Among the 4,360 homes in Bedford 01730, it is worth more than 16% of them ($802,515 against a typical $1,024,180), its price per square foot is higher than 76% of them ($626 against a typical $536), it is bigger than 16% of them (1,281 ft² against a typical 1,920 ft²), its lot is bigger than 23% of them (0.36 ac against a typical 0.69 ac) and it is newer than 35% of them (1958 against a typical 1965). Measured against all of Middlesex County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Gray Ter, Bedford, MA?

The 2025 property tax bill for 21 Gray Ter, Bedford, MA was $7,784. The county assessed it at $646,500.

Closest homes

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Assigned schools

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