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Single Family ResidenceResidential
$434,991$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $430,000 on Jul 17, 2026

21 JOSEPH ST

SARATOGA SPRINGS, NY 12866
3
Beds
1.5
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$435K
$413K low$457K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$430,000 · Jul 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,653 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$442,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySARATOGA
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saratoga Springs High SchoolA-
High · Grades 9–12 · 0.1 mi
E
Lake Avenue Elementary SchoolA
Elementary · Grades KG–5 · 1.1 mi
M
Maple Avenue Middle SchoolA+
Middle · Grades 6–8 · 2.6 mi

District: Saratoga Springs City School District

Neighborhood · ZIP 12866These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.40,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,143
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Joseph St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Saratoga Springs 12866
  • Costs more per square foot than 82% of homes in Saratoga County
  • Smaller than 75% of homes in Saratoga Springs 12866
  • Has a bigger lot than 68% of homes in Saratoga Springs 12866
  • Older than 67% of homes in Saratoga County

What homes are worth in Saratoga Springs 12866

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$2M

This home is worth more than 22% of homes in Saratoga Springs 12866.

How it measures up in Saratoga Springs 12866

The dot is this home. The mark in the middle is the typical home in Saratoga Springs 12866.

Estimated value$434,991
CheaperTypical $607,803Pricier

Pricier than 22% of homes nearby

Price per ft²$312
CheaperTypical $336Pricier

Pricier than 41% of homes nearby

Living area1,392 ft²
SmallerTypical 1,867 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.49 ac
SmallerTypical 0.29 acBigger

Bigger than 68% of homes nearby

Year built1969
OlderTypical 1984Newer

Newer than 34% of homes nearby

How 21 Joseph St ranks against every home in each area.
MeasureThis homeSaratoga Springs 12866Saratoga County
Estimated valuepricier than$434,99122% of homes48% of homes
Price per ft²pricier than$31241% of homes82% of homes
Living areabigger than1,392 ft²25% of homes27% of homes
Lot sizebigger than0.49 ac68% of homes50% of homes
Year builtnewer than196934% of homes33% of homes

About 21 Joseph St

How much is 21 Joseph St, Saratoga Springs, NY worth?

The TopHap Estimate for 21 Joseph St, Saratoga Springs, NY is $434,991 as of Sep 24, 2026. The likely range is $413,368 to $456,614. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Joseph St, Saratoga Springs, NY last sell?

21 Joseph St, Saratoga Springs, NY last sold on Jul 17, 2026 for $430,000, according to the county's recorded deed.

How big is 21 Joseph St, Saratoga Springs, NY?

21 Joseph St, Saratoga Springs, NY has 3 bedrooms, 1.5 bathrooms, 1,392 square feet of living space and a 0.49-acre lot.

When was 21 Joseph St, Saratoga Springs, NY built?

21 Joseph St, Saratoga Springs, NY was built in 1969, making it 57 years old. It is a ranch home. The building has 1 story.

What schools serve 21 Joseph St, Saratoga Springs, NY?

21 Joseph St, Saratoga Springs, NY is assigned to Saratoga Springs High School (high), rated A-; Lake Avenue Elementary School (elementary), rated A; Maple Avenue Middle School (middle), rated A+. All sit in Saratoga Springs City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Joseph St, Saratoga Springs, NY compare to other homes in Saratoga Springs 12866?

Among the 13,724 homes in Saratoga Springs 12866, it is worth more than 22% of them ($434,991 against a typical $607,803), its price per square foot is higher than 41% of them ($312 against a typical $336), it is bigger than 25% of them (1,392 ft² against a typical 1,867 ft²), its lot is bigger than 68% of them (0.49 ac against a typical 0.29 ac) and it is newer than 34% of them (1969 against a typical 1984). Measured against all of Saratoga County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Joseph St, Saratoga Springs, NY?

The 2025 property tax bill for 21 Joseph St, Saratoga Springs, NY was $5,653. The county assessed it at $179,300.

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