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Single Family ResidenceResidential
$382,463$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $6,500 on Jul 6, 1978

21 PINE RIDGE DR

OXFORD, MA 01540
3
Beds
1
Baths
1,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$382K
$347K low$418K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,500 · Jul 6, 1978
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,463
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,770
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,000
WEBSTER FIVE CENTS SAVINGS BANK · R · recorded Sep 8, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
WEBSTER FIVECENT SVGS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,450 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$311,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.83
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred M Chaffee
Elementary · Grades KG–2 · 0.6 mi
H
Oxford High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Oxford Middle SchoolC-
Middle · Grades 6–8 · 1.7 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Pine Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Worcester County
  • Costs more per square foot than 79% of homes in Oxford 01540
  • Smaller than 88% of homes in Worcester County

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$294K$777K

This home is worth more than 28% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$382,463
CheaperTypical $422,410Pricier

Pricier than 28% of homes nearby

Price per ft²$364
CheaperTypical $296Pricier

Pricier than 79% of homes nearby

Living area1,052 ft²
SmallerTypical 1,426 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.83 ac
SmallerTypical 0.52 acBigger

Bigger than 62% of homes nearby

Year built1979
OlderTypical 1972Newer

Newer than 62% of homes nearby

How 21 Pine Ridge Dr ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$382,46328% of homes23% of homes
Price per ft²pricier than$36479% of homes77% of homes
Living areabigger than1,052 ft²17% of homes12% of homes
Lot sizebigger than0.83 ac62% of homes63% of homes
Year builtnewer than197962% of homes59% of homes

About 21 Pine Ridge Dr

How much is 21 Pine Ridge Dr, Oxford, MA worth?

The TopHap Estimate for 21 Pine Ridge Dr, Oxford, MA is $382,463 as of Jul 14, 2026. The likely range is $347,067 to $417,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Pine Ridge Dr, Oxford, MA last sell?

21 Pine Ridge Dr, Oxford, MA last sold on Jul 6, 1978 for $6,500, according to the county's recorded deed.

How big is 21 Pine Ridge Dr, Oxford, MA?

21 Pine Ridge Dr, Oxford, MA has 3 bedrooms, 1 bathrooms, 1,052 square feet of living space and a 0.83-acre lot.

When was 21 Pine Ridge Dr, Oxford, MA built?

21 Pine Ridge Dr, Oxford, MA was built in 1979, making it 47 years old. It is a split level home. The building has 2 stories.

What schools serve 21 Pine Ridge Dr, Oxford, MA?

21 Pine Ridge Dr, Oxford, MA is assigned to Alfred M Chaffee (elementary); Oxford High School (high), rated C-; Oxford Middle School (middle), rated C-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Pine Ridge Dr, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 28% of them ($382,463 against a typical $422,410), its price per square foot is higher than 79% of them ($364 against a typical $296), it is bigger than 17% of them (1,052 ft² against a typical 1,426 ft²), its lot is bigger than 62% of them (0.83 ac against a typical 0.52 ac) and it is newer than 62% of them (1979 against a typical 1972). Measured against all of Worcester County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Pine Ridge Dr, Oxford, MA?

The 2025 property tax bill for 21 Pine Ridge Dr, Oxford, MA was $4,450. The county assessed it at $351,200.

Closest homes

More homes in Oxford 01540

Assigned schools

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