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Single Family ResidenceResidential
$535,324$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 RICHARD RD

FARMINGDALE, NJ 07727
4
Beds
2
Baths
1,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$535K
$472K low$599K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$425,324
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$340,259
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
MANASQUAN SVGS BK · recorded Feb 20, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
MANASQUAN SVGS BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,847 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$316,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$457,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$527,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.12
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ardena Elementary SchoolB+
Elementary · Grades KG–5 · 1.2 mi
M
Howell Township Middle School NorthB
Middle · Grades 6–8 · 1.4 mi
H
Howell High SchoolC+
High · Grades 9–12 · 1.6 mi

District: Howell Township School District

Neighborhood · ZIP 07727These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,437
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Richard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Farmingdale 07727
  • Costs less per square foot than 75% of homes in Monmouth County
  • Smaller than 83% of homes in Farmingdale 07727
  • Has a bigger lot than 98% of homes in Monmouth County
  • Older than 95% of homes in Farmingdale 07727

What homes are worth in Farmingdale 07727

Each bar is how many homes fall in that price range. The marker is this home.

This home
$259K$1.4M

This home is worth more than 17% of homes in Farmingdale 07727.

How it measures up in Farmingdale 07727

The dot is this home. The mark in the middle is the typical home in Farmingdale 07727.

Estimated value$535,324
CheaperTypical $855,813Pricier

Pricier than 17% of homes nearby

Price per ft²$332
CheaperTypical $363Pricier

Pricier than 31% of homes nearby

Living area1,612 ft²
SmallerTypical 2,291 ft²Bigger

Bigger than 17% of homes nearby

Lot size3.97 ac
SmallerTypical 0.3 acBigger

Bigger than 95% of homes nearby

Year built1910
OlderTypical 1997Newer

Newer than 5% of homes nearby

How 21 Richard Rd ranks against every home in each area.
MeasureThis homeFarmingdale 07727Monmouth County
Estimated valuepricier than$535,32417% of homes22% of homes
Price per ft²pricier than$33231% of homes25% of homes
Living areabigger than1,612 ft²17% of homes36% of homes
Lot sizebigger than3.97 ac95% of homes98% of homes
Year builtnewer than19105% of homes5% of homes

About 21 Richard Rd

How much is 21 Richard Rd, Farmingdale, NJ worth?

The TopHap Estimate for 21 Richard Rd, Farmingdale, NJ is $535,324 as of Jul 14, 2026. The likely range is $471,547 to $599,101. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Richard Rd, Farmingdale, NJ last sell?

21 Richard Rd, Farmingdale, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Richard Rd, Farmingdale, NJ?

21 Richard Rd, Farmingdale, NJ has 4 bedrooms, 2 bathrooms and 1,612 square feet of living space.

When was 21 Richard Rd, Farmingdale, NJ built?

21 Richard Rd, Farmingdale, NJ was built in 1910, making it 116 years old. It is a colonial home. The building has 2 stories.

What schools serve 21 Richard Rd, Farmingdale, NJ?

21 Richard Rd, Farmingdale, NJ is assigned to Ardena Elementary School (elementary), rated B+; Howell Township Middle School North (middle), rated B; Howell High School (high), rated C+. All sit in Howell Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Richard Rd, Farmingdale, NJ compare to other homes in Farmingdale 07727?

Among the 2,759 homes in Farmingdale 07727, it is worth more than 17% of them ($535,324 against a typical $855,813), its price per square foot is higher than 31% of them ($332 against a typical $363), it is bigger than 17% of them (1,612 ft² against a typical 2,291 ft²), its lot is bigger than 95% of them (3.97 ac against a typical 0.3 ac) and it is newer than 5% of them (1910 against a typical 1997). Measured against all of Monmouth County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Richard Rd, Farmingdale, NJ?

The 2025 property tax bill for 21 Richard Rd, Farmingdale, NJ was $7,847. The county assessed it at $527,900.

Closest homes

More homes in Farmingdale 07727

Assigned schools

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