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Single Family ResidenceResidential
$267,794
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $86,900 on Feb 17, 2011

21 RICHWOOD RD

MILTON, KY 40045
0
Baths
0.84 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$268K
$215K low$320K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$86,900 · Feb 17, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$157,794
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,235
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
RIVER VALLEY FINANCIAL BANK · recorded Aug 21, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
GERMAN AMERICAN BANCORP INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$655 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTrimble
Lot (acres)The size of the land the home sits on, from county records.0.84

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Milton Elementary SchoolD-
Elementary · Grades PK–6 · 2.2 mi

District: Trimble County School District

Neighborhood · ZIP 40045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,646
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,640
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,965
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Richwood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Milton 40045
  • Has a smaller lot than 87% of homes in Trimble County

What homes are worth in Milton 40045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$607K

This home is worth more than 72% of homes in Milton 40045.

How it measures up in Milton 40045

The dot is this home. The mark in the middle is the typical home in Milton 40045.

Estimated value$267,794
CheaperTypical $201,792Pricier

Pricier than 72% of homes nearby

Lot size0.84 ac
SmallerTypical 2.28 acBigger

Bigger than 23% of homes nearby

How 21 Richwood Rd ranks against every home in each area.
MeasureThis homeMilton 40045Trimble County
Estimated valuepricier than$267,79472% of homes72% of homes
Lot sizebigger than0.84 ac23% of homes13% of homes

About 21 Richwood Rd

How much is 21 Richwood Rd, Milton, KY worth?

The TopHap Estimate for 21 Richwood Rd, Milton, KY is $267,794 as of Jul 14, 2026. The likely range is $215,319 to $320,269. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Richwood Rd, Milton, KY last sell?

21 Richwood Rd, Milton, KY last sold on Feb 17, 2011 for $86,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 21 Richwood Rd, Milton, KY?

21 Richwood Rd, Milton, KY is assigned to Milton Elementary School (elementary), rated D-. All sit in Trimble County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Richwood Rd, Milton, KY compare to other homes in Milton 40045?

Among the 1,365 homes in Milton 40045, it is worth more than 72% of them ($267,794 against a typical $201,792) and its lot is bigger than 23% of them (0.84 ac against a typical 2.28 ac). Measured against all of Trimble County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Richwood Rd, Milton, KY?

The 2025 property tax bill for 21 Richwood Rd, Milton, KY was $655. The county assessed it at $108,500.

Closest homes

More homes in Milton 40045

Assigned schools

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