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Single Family ResidenceResidential
$1,163,271$620 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $840,000 on Dec 9, 2020

21 RIDGE RD

BELMONT, MA 02478
4
Beds
2.5
Baths
1,877 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,653 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$840,000 · Dec 9, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,271
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,817
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$701,000
LEADER BANK NA · R · recorded Nov 9, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
LEADER BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,026 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$968,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$545,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$423,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,198,995

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Daniel ButlerA+
Elementary · Grades KG–3 · 0.4 mi
M
Winthrop L Chenery Upper Elementary SchoolA-
Middle · Grades 4–6 · 0.9 mi
H
Belmont High SchoolA+
High · Grades 9–12 · 1.5 mi

District: Belmont School District

Neighborhood · ZIP 02478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$162,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,185
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Middlesex County
  • Costs less per square foot than 82% of homes in Belmont 02478
  • Has a smaller lot than 97% of homes in Belmont 02478
  • Older than 88% of homes in Belmont 02478

What homes are worth in Belmont 02478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$594K$3.6M

This home is worth more than 29% of homes in Belmont 02478.

How it measures up in Belmont 02478

The dot is this home. The mark in the middle is the typical home in Belmont 02478.

Estimated value$1,163,271
CheaperTypical $1,482,801Pricier

Pricier than 29% of homes nearby

Price per ft²$620
CheaperTypical $748Pricier

Pricier than 18% of homes nearby

Living area1,877 ft²
SmallerTypical 2,121 ft²Bigger

Bigger than 38% of homes nearby

Lot size3,653 ft²
SmallerTypical 0.16 acBigger

Bigger than 3% of homes nearby

Year built1910
OlderTypical 1930Newer

Newer than 12% of homes nearby

How 21 Ridge Rd ranks against every home in each area.
MeasureThis homeBelmont 02478Middlesex County
Estimated valuepricier than$1,163,27129% of homes78% of homes
Price per ft²pricier than$62018% of homes78% of homes
Living areabigger than1,877 ft²38% of homes52% of homes
Lot sizebigger than3,653 ft²3% of homes7% of homes
Year builtnewer than191012% of homes19% of homes

About 21 Ridge Rd

How much is 21 Ridge Rd, Belmont, MA worth?

The TopHap Estimate for 21 Ridge Rd, Belmont, MA is $1,163,271 as of Jul 14, 2026. The likely range is $1,118,041 to $1,208,501. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ridge Rd, Belmont, MA last sell?

21 Ridge Rd, Belmont, MA last sold on Dec 9, 2020 for $840,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 Ridge Rd, Belmont, MA?

21 Ridge Rd, Belmont, MA has 4 bedrooms, 2.5 bathrooms, 1,877 square feet of living space and a 0.08-acre lot.

When was 21 Ridge Rd, Belmont, MA built?

21 Ridge Rd, Belmont, MA was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 21 Ridge Rd, Belmont, MA?

21 Ridge Rd, Belmont, MA is assigned to Daniel Butler (elementary), rated A+; Winthrop L Chenery Upper Elementary School (middle), rated A-; Belmont High School (high), rated A+. All sit in Belmont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ridge Rd, Belmont, MA compare to other homes in Belmont 02478?

Among the 7,995 homes in Belmont 02478, it is worth more than 29% of them ($1,163,271 against a typical $1,482,801), its price per square foot is higher than 18% of them ($620 against a typical $748), it is bigger than 38% of them (1,877 ft² against a typical 2,121 ft²), its lot is bigger than 3% of them (3,653 ft² against a typical 0.16 ac) and it is newer than 12% of them (1910 against a typical 1930). Measured against all of Middlesex County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ridge Rd, Belmont, MA?

The 2025 property tax bill for 21 Ridge Rd, Belmont, MA was $11,026. The county assessed it at $968,000.

Closest homes

More homes in Belmont 02478

Assigned schools

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