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Single Family ResidenceResidential
$288,211$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

21 RIDGE RD

PHILLIPSBURG, NJ 08865
0
Baths
966 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$288K
$263K low$313K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,486 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harmony Township SchoolC+
Elementary · Grades PK–8 · 0.1 mi
H
Belvidere High SchoolC-
High · Grades 9–12 · 6.9 mi

District: Harmony Township School District

Neighborhood · ZIP 08865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.725 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,798
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Warren County
  • Costs more per square foot than 83% of homes in Phillipsburg 08865
  • Smaller than 93% of homes in Warren County
  • Has a bigger lot than 89% of homes in Phillipsburg 08865
  • Older than 69% of homes in Warren County

What homes are worth in Phillipsburg 08865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$731K

This home is worth more than 28% of homes in Phillipsburg 08865.

How it measures up in Phillipsburg 08865

The dot is this home. The mark in the middle is the typical home in Phillipsburg 08865.

Estimated value$288,211
CheaperTypical $346,934Pricier

Pricier than 28% of homes nearby

Price per ft²$298
CheaperTypical $238Pricier

Pricier than 83% of homes nearby

Living area966 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.63 ac
SmallerTypical 0.17 acBigger

Bigger than 89% of homes nearby

Year built1949
OlderTypical 1945Newer

Newer than 52% of homes nearby

How 21 Ridge Rd ranks against every home in each area.
MeasureThis homePhillipsburg 08865Warren County
Estimated valuepricier than$288,21128% of homes14% of homes
Price per ft²pricier than$29883% of homes80% of homes
Living areabigger than966 ft²10% of homes7% of homes
Lot sizebigger than0.63 ac89% of homes65% of homes
Year builtnewer than194952% of homes31% of homes

About 21 Ridge Rd

How much is 21 Ridge Rd, Phillipsburg, NJ worth?

The TopHap Estimate for 21 Ridge Rd, Phillipsburg, NJ is $288,211 as of Aug 30, 2026. The likely range is $263,261 to $313,161. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ridge Rd, Phillipsburg, NJ last sell?

21 Ridge Rd, Phillipsburg, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Ridge Rd, Phillipsburg, NJ?

21 Ridge Rd, Phillipsburg, NJ has 966 square feet of living space and a 0.63-acre lot.

When was 21 Ridge Rd, Phillipsburg, NJ built?

21 Ridge Rd, Phillipsburg, NJ was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 21 Ridge Rd, Phillipsburg, NJ?

21 Ridge Rd, Phillipsburg, NJ is assigned to Harmony Township School (elementary), rated C+; Belvidere High School (high), rated C-. All sit in Harmony Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ridge Rd, Phillipsburg, NJ compare to other homes in Phillipsburg 08865?

Among the 9,863 homes in Phillipsburg 08865, it is worth more than 28% of them ($288,211 against a typical $346,934), its price per square foot is higher than 83% of them ($298 against a typical $238), it is bigger than 10% of them (966 ft² against a typical 1,456 ft²), its lot is bigger than 89% of them (0.63 ac against a typical 0.17 ac) and it is newer than 52% of them (1949 against a typical 1945). Measured against all of Warren County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ridge Rd, Phillipsburg, NJ?

The 2025 property tax bill for 21 Ridge Rd, Phillipsburg, NJ was $2,486. The county assessed it at $93,300.

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