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Seasonal, Cabin, Vacation ResidenceResidential

21 RIVER ST

OWLS HEAD, NY 12969
2
Beds
1
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,162 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,481

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²Porch · 216 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Franklin Academy High SchoolC-
High · Grades 9–12 · 11.9 mi
E
Davis Elementary SchoolD+
Elementary · Grades PK–5 · 12.4 mi
M
Malone Middle SchoolD
Middle · Grades 6–8 · 12.7 mi

District: Malone Central School District

Neighborhood · ZIP 12969These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.170

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.339
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,704
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,888
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 69% of homes in Franklin County
  • Has a smaller lot than 97% of homes in Owls Head 12969

How it measures up in Owls Head 12969

The dot is this home. The mark in the middle is the typical home in Owls Head 12969.

Living area1,080 ft²
SmallerTypical 988 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.12 ac
SmallerTypical 1.52 acBigger

Bigger than 3% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 41% of homes nearby

How 21 River St ranks against every home in each area.
MeasureThis homeOwls Head 12969Franklin County
Living areabigger than1,080 ft²57% of homes31% of homes
Lot sizebigger than0.12 ac3% of homes3% of homes
Year builtnewer than194041% of homes40% of homes

About 21 River St

When did 21 River St, Owls Head, NY last sell?

21 River St, Owls Head, NY last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 River St, Owls Head, NY?

21 River St, Owls Head, NY has 2 bedrooms, 1 bathrooms, 1,080 square feet of living space and a 0.12-acre lot.

When was 21 River St, Owls Head, NY built?

21 River St, Owls Head, NY was built in 1940, making it 86 years old. It is a cottage home. The building has 2 stories.

What schools serve 21 River St, Owls Head, NY?

21 River St, Owls Head, NY is assigned to Franklin Academy High School (high), rated C-; Davis Elementary School (elementary), rated D+; Malone Middle School (middle), rated D. All sit in Malone Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 River St, Owls Head, NY compare to other homes in Owls Head 12969?

Among the 556 homes in Owls Head 12969, it is bigger than 57% of them (1,080 ft² against a typical 988 ft²), its lot is bigger than 3% of them (0.12 ac against a typical 1.52 ac) and it is newer than 41% of them (1940 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 River St, Owls Head, NY?

The 2025 property tax bill for 21 River St, Owls Head, NY was $3,162. The county assessed it at $114,400.

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