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Single Family ResidenceResidential
$496,257$288 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $179,000 on Jul 12, 1994

21 SADDLE SHOP RD

RINGOES, NJ 08551
0
Baths
1,724 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$496K
$472K low$520K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$179,000 · Jul 12, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$476,257
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$381,006
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
WASHINGTON MUTUAL FSB · E · recorded Aug 4, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,395 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNTERDON
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Amwell Township SchoolA-
Elementary · Grades PK–8 · 2.7 mi
H
Hunterdon Central Regional High SchoolB
High · Grades 9–12 · 6.4 mi

District: Hunterdon Central Regional School District

Neighborhood · ZIP 08551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.229 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$158,572
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$192,114
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Saddle Shop Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Ringoes 08551
  • Smaller than 77% of homes in Ringoes 08551
  • Has a bigger lot than 80% of homes in Ringoes 08551
  • Older than 80% of homes in Ringoes 08551

What homes are worth in Ringoes 08551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$340K$1.4M

This home is worth more than 18% of homes in Ringoes 08551.

How it measures up in Ringoes 08551

The dot is this home. The mark in the middle is the typical home in Ringoes 08551.

Estimated value$496,257
CheaperTypical $737,762Pricier

Pricier than 18% of homes nearby

Price per ft²$288
CheaperTypical $296Pricier

Pricier than 42% of homes nearby

Living area1,724 ft²
SmallerTypical 2,435 ft²Bigger

Bigger than 23% of homes nearby

Lot size2.7 ac
SmallerTypical 1.5 acBigger

Bigger than 80% of homes nearby

Year built1955
OlderTypical 1984Newer

Newer than 20% of homes nearby

How 21 Saddle Shop Rd ranks against every home in each area.
MeasureThis homeRingoes 08551Hunterdon County
Estimated valuepricier than$496,25718% of homes30% of homes
Price per ft²pricier than$28842% of homes47% of homes
Living areabigger than1,724 ft²23% of homes35% of homes
Lot sizebigger than2.7 ac80% of homes79% of homes
Year builtnewer than195520% of homes24% of homes

About 21 Saddle Shop Rd

How much is 21 Saddle Shop Rd, Ringoes, NJ worth?

The TopHap Estimate for 21 Saddle Shop Rd, Ringoes, NJ is $496,257 as of Jul 14, 2026. The likely range is $472,259 to $520,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Saddle Shop Rd, Ringoes, NJ last sell?

21 Saddle Shop Rd, Ringoes, NJ last sold on Jul 12, 1994 for $179,000, according to the county's recorded deed.

When was 21 Saddle Shop Rd, Ringoes, NJ built?

21 Saddle Shop Rd, Ringoes, NJ was built in 1955, making it 71 years old. The building has 2 stories.

What schools serve 21 Saddle Shop Rd, Ringoes, NJ?

21 Saddle Shop Rd, Ringoes, NJ is assigned to East Amwell Township School (elementary), rated A-; Hunterdon Central Regional High School (high), rated B. All sit in Hunterdon Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Saddle Shop Rd, Ringoes, NJ compare to other homes in Ringoes 08551?

Among the 1,718 homes in Ringoes 08551, it is worth more than 18% of them ($496,257 against a typical $737,762), its price per square foot is higher than 42% of them ($288 against a typical $296), it is bigger than 23% of them (1,724 ft² against a typical 2,435 ft²), its lot is bigger than 80% of them (2.7 ac against a typical 1.5 ac) and it is newer than 20% of them (1955 against a typical 1984). Measured against all of Hunterdon County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Saddle Shop Rd, Ringoes, NJ?

The 2025 property tax bill for 21 Saddle Shop Rd, Ringoes, NJ was $7,395. The county assessed it at $277,800.

Closest homes

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Assigned schools

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