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Single Family ResidenceResidential
$816,947$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

21 SPOOK ROCK RD

GHENT, NY 12075
3
Beds
2
Baths
3,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$817K
$716K low$918K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,853 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$496,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$343,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$496,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$644,675

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCOLUMBIA
Lot (acres)The size of the land the home sits on, from county records.17.83
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboPorch · 284 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chatham High SchoolB
High · Grades 9–12 · 3.5 mi
E
Mary E Dardess Elementary SchoolC-
Elementary · Grades PK–5 · 3.5 mi
M
Chatham Middle SchoolB
Middle · Grades 6–8 · 3.8 mi

District: Chatham Central School District

Neighborhood · ZIP 12075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,280
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,652
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Spook Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Columbia County
  • Costs less per square foot than 72% of homes in Ghent 12075
  • Bigger than 94% of homes in Ghent 12075
  • Has a bigger lot than 90% of homes in Columbia County
  • Newer than 94% of homes in Columbia County

What homes are worth in Ghent 12075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$1.6M

This home is worth more than 81% of homes in Ghent 12075.

How it measures up in Ghent 12075

The dot is this home. The mark in the middle is the typical home in Ghent 12075.

Estimated value$816,947
CheaperTypical $519,371Pricier

Pricier than 81% of homes nearby

Price per ft²$245
CheaperTypical $282Pricier

Pricier than 28% of homes nearby

Living area3,328 ft²
SmallerTypical 1,811 ft²Bigger

Bigger than 94% of homes nearby

Lot size17.83 ac
SmallerTypical 3.1 acBigger

Bigger than 87% of homes nearby

Year built2008
OlderTypical 1975Newer

Newer than 92% of homes nearby

How 21 Spook Rock Rd ranks against every home in each area.
MeasureThis homeGhent 12075Columbia County
Estimated valuepricier than$816,94781% of homes83% of homes
Price per ft²pricier than$24528% of homes33% of homes
Living areabigger than3,328 ft²94% of homes94% of homes
Lot sizebigger than17.83 ac87% of homes90% of homes
Year builtnewer than200892% of homes94% of homes

About 21 Spook Rock Rd

How much is 21 Spook Rock Rd, Ghent, NY worth?

The TopHap Estimate for 21 Spook Rock Rd, Ghent, NY is $816,947 as of Sep 24, 2026. The likely range is $715,751 to $918,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Spook Rock Rd, Ghent, NY last sell?

21 Spook Rock Rd, Ghent, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Spook Rock Rd, Ghent, NY?

21 Spook Rock Rd, Ghent, NY has 3 bedrooms, 2 bathrooms, 3,328 square feet of living space and a 17.83-acre lot.

When was 21 Spook Rock Rd, Ghent, NY built?

21 Spook Rock Rd, Ghent, NY was built in 2008, making it 18 years old. It is a colonial home. The building has 2 stories.

What schools serve 21 Spook Rock Rd, Ghent, NY?

21 Spook Rock Rd, Ghent, NY is assigned to Chatham High School (high), rated B; Mary E Dardess Elementary School (elementary), rated C-; Chatham Middle School (middle), rated B. All sit in Chatham Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Spook Rock Rd, Ghent, NY compare to other homes in Ghent 12075?

Among the 1,454 homes in Ghent 12075, it is worth more than 81% of them ($816,947 against a typical $519,371), its price per square foot is higher than 28% of them ($245 against a typical $282), it is bigger than 94% of them (3,328 ft² against a typical 1,811 ft²), its lot is bigger than 87% of them (17.83 ac against a typical 3.1 ac) and it is newer than 92% of them (2008 against a typical 1975). Measured against all of Columbia County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Spook Rock Rd, Ghent, NY?

The 2026 property tax bill for 21 Spook Rock Rd, Ghent, NY was $8,853. The county assessed it at $496,400.

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