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Single Family ResidenceResidential
$764,610$885 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

21 SPRUCE AVE

NARRAGANSETT, RI 02882
3
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$765K
$694K low$835K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,898 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$574,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$354,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$723,704

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.93%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWASHINGTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Narragansett Pier SchoolA-
Middle · Grades 5–8 · 3.9 mi
H
Narragansett High SchoolA-
High · Grades 9–12 · 4.0 mi
E
Narragansett Elementary SchoolA+
Elementary · Grades PK–4 · 4.5 mi

District: Narragansett School District

Neighborhood · ZIP 02882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,673
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.728 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,258
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,251
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Spruce Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 93% of homes in Washington County
  • Smaller than 91% of homes in Washington County
  • Has a smaller lot than 84% of homes in Washington County

What homes are worth in Narragansett 02882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$4.2M

This home is worth more than 38% of homes in Narragansett 02882.

How it measures up in Narragansett 02882

The dot is this home. The mark in the middle is the typical home in Narragansett 02882.

Estimated value$764,610
CheaperTypical $870,495Pricier

Pricier than 38% of homes nearby

Price per ft²$885
CheaperTypical $579Pricier

Pricier than 84% of homes nearby

Living area864 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.22 ac
SmallerTypical 0.24 acBigger

Bigger than 37% of homes nearby

Year built1968
OlderTypical 1976Newer

Newer than 37% of homes nearby

How 21 Spruce Ave ranks against every home in each area.
MeasureThis homeNarragansett 02882Washington County
Estimated valuepricier than$764,61038% of homes60% of homes
Price per ft²pricier than$88584% of homes93% of homes
Living areabigger than864 ft²11% of homes9% of homes
Lot sizebigger than0.22 ac37% of homes16% of homes
Year builtnewer than196837% of homes36% of homes

About 21 Spruce Ave

How much is 21 Spruce Ave, Narragansett, RI worth?

The TopHap Estimate for 21 Spruce Ave, Narragansett, RI is $764,610 as of Sep 24, 2026. The likely range is $693,791 to $835,429. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Spruce Ave, Narragansett, RI last sell?

21 Spruce Ave, Narragansett, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Spruce Ave, Narragansett, RI?

21 Spruce Ave, Narragansett, RI has 3 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.21-acre lot.

When was 21 Spruce Ave, Narragansett, RI built?

21 Spruce Ave, Narragansett, RI was built in 1968, making it 58 years old. It is a ranch home. The building has 1 story.

What schools serve 21 Spruce Ave, Narragansett, RI?

21 Spruce Ave, Narragansett, RI is assigned to Narragansett Pier School (middle), rated A-; Narragansett High School (high), rated A-; Narragansett Elementary School (elementary), rated A+. All sit in Narragansett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Spruce Ave, Narragansett, RI compare to other homes in Narragansett 02882?

Among the 9,240 homes in Narragansett 02882, it is worth more than 38% of them ($764,610 against a typical $870,495), its price per square foot is higher than 84% of them ($885 against a typical $579), it is bigger than 11% of them (864 ft² against a typical 1,688 ft²), its lot is bigger than 37% of them (0.22 ac against a typical 0.24 ac) and it is newer than 37% of them (1968 against a typical 1976). Measured against all of Washington County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Spruce Ave, Narragansett, RI?

The 2025 property tax bill for 21 Spruce Ave, Narragansett, RI was $3,898. The county assessed it at $574,100.

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