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Single Family ResidenceResidential
$473,859$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $410,000 on Oct 4, 2021

2109 BELL TREE LN

WALDORF, MD 20601
3
Baths
2,527 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$474K
$458K low$490K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Oct 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,512 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$413,267 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$401,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$424,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Porch · 144 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Daniel of St. Thomas Jenifer Elementary SchoolD-
Elementary · Grades PK–5 · 2.5 mi
H
Thomas Stone High SchoolD
High · Grades 9–12 · 2.7 mi
M
Mattawoman Middle SchoolC-
Middle · Grades 6–8 · 4.0 mi

District: Charles County Public Schools

Neighborhood · ZIP 20601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,756
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,075
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2109 Bell Tree Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Waldorf 20601
  • Costs less per square foot than 74% of homes in Waldorf 20601
  • Bigger than 76% of homes in Waldorf 20601

What homes are worth in Waldorf 20601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$767K

This home is worth more than 71% of homes in Waldorf 20601.

How it measures up in Waldorf 20601

The dot is this home. The mark in the middle is the typical home in Waldorf 20601.

Estimated value$473,859
CheaperTypical $423,986Pricier

Pricier than 71% of homes nearby

Price per ft²$188
CheaperTypical $212Pricier

Pricier than 26% of homes nearby

Living area2,527 ft²
SmallerTypical 1,987 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.36 ac
SmallerTypical 0.26 acBigger

Bigger than 64% of homes nearby

Year built1985
OlderTypical 1988Newer

Newer than 43% of homes nearby

How 2109 Bell Tree Ln ranks against every home in each area.
MeasureThis homeWaldorf 20601Charles County
Estimated valuepricier than$473,85971% of homes61% of homes
Price per ft²pricier than$18826% of homes34% of homes
Living areabigger than2,527 ft²76% of homes69% of homes
Lot sizebigger than0.36 ac64% of homes58% of homes
Year builtnewer than198543% of homes38% of homes

About 2109 Bell Tree Ln

How much is 2109 Bell Tree Ln, Waldorf, MD worth?

The TopHap Estimate for 2109 Bell Tree Ln, Waldorf, MD is $473,859 as of Aug 30, 2026. The likely range is $457,887 to $489,831. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2109 Bell Tree Ln, Waldorf, MD last sell?

2109 Bell Tree Ln, Waldorf, MD last sold on Oct 4, 2021 for $410,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2109 Bell Tree Ln, Waldorf, MD?

2109 Bell Tree Ln, Waldorf, MD has 3 bathrooms, 2,527 square feet of living space and a 0.36-acre lot.

When was 2109 Bell Tree Ln, Waldorf, MD built?

2109 Bell Tree Ln, Waldorf, MD was built in 1985, making it 41 years old. It is a conventional home. The building has 1 story.

What schools serve 2109 Bell Tree Ln, Waldorf, MD?

2109 Bell Tree Ln, Waldorf, MD is assigned to Daniel of St. Thomas Jenifer Elementary School (elementary), rated D-; Thomas Stone High School (high), rated D; Mattawoman Middle School (middle), rated C-. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2109 Bell Tree Ln, Waldorf, MD compare to other homes in Waldorf 20601?

Among the 9,265 homes in Waldorf 20601, it is worth more than 71% of them ($473,859 against a typical $423,986), its price per square foot is higher than 26% of them ($188 against a typical $212), it is bigger than 76% of them (2,527 ft² against a typical 1,987 ft²), its lot is bigger than 64% of them (0.36 ac against a typical 0.26 ac) and it is newer than 43% of them (1985 against a typical 1988). Measured against all of Charles County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2109 Bell Tree Ln, Waldorf, MD?

The 2025 property tax bill for 2109 Bell Tree Ln, Waldorf, MD was $11,512. The county assessed it at $413,267.

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