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Duplex (2 Units, Any Combination)Residential
Last sold for $50,000 on Jan 4, 2018

2109 WISDOM ST

CHATTANOOGA, TN 37406
4 / 2
Baths
1,266 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Jan 4, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$829 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,720 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1954
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hardy Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
M
Dalewood Middle SchoolC-
Middle · Grades 6–8 · 2.9 mi
H
Brainerd High SchoolD
High · Grades 9–12 · 3.7 mi

District: Hamilton County School District

Neighborhood · ZIP 37406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,029 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,537
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,841
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2109 Wisdom St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 76% of homes in Hamilton County
  • Has a smaller lot than 81% of homes in Hamilton County
  • Older than 96% of homes in Hamilton County

How it measures up in Chattanooga 37406

The dot is this home. The mark in the middle is the typical home in Chattanooga 37406.

Living area1,266 ft²
SmallerTypical 1,269 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.21 ac
SmallerTypical 0.22 acBigger

Bigger than 45% of homes nearby

Year built1920
OlderTypical 1956Newer

Newer than 6% of homes nearby

How 2109 Wisdom St ranks against every home in each area.
MeasureThis homeAmnicola / East ChattanoogaChattanooga 37406Hamilton County
Living areabigger than1,266 ft²55% of homes50% of homes24% of homes
Lot sizebigger than0.21 ac49% of homes45% of homes19% of homes
Year builtnewer than19208% of homes6% of homes4% of homes

About 2109 Wisdom St

When did 2109 Wisdom St, Chattanooga, TN last sell?

2109 Wisdom St, Chattanooga, TN last sold on Jan 4, 2018 for $50,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 2109 Wisdom St, Chattanooga, TN?

2109 Wisdom St, Chattanooga, TN has 4 bathrooms, 1,266 square feet of living space and a 0.21-acre lot.

When was 2109 Wisdom St, Chattanooga, TN built?

2109 Wisdom St, Chattanooga, TN was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 2109 Wisdom St, Chattanooga, TN?

2109 Wisdom St, Chattanooga, TN is assigned to Hardy Elementary School (elementary), rated B-; Dalewood Middle School (middle), rated C-; Brainerd High School (high), rated D. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2109 Wisdom St, Chattanooga, TN compare to other homes in Chattanooga 37406?

Among the 4,576 homes in Chattanooga 37406, it is bigger than 50% of them (1,266 ft² against a typical 1,269 ft²), its lot is bigger than 45% of them (0.21 ac against a typical 0.22 ac) and it is newer than 6% of them (1920 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2109 Wisdom St, Chattanooga, TN?

The 2025 property tax bill for 2109 Wisdom St, Chattanooga, TN was $829. The county assessed it at $54,720.

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