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Single Family ResidenceResidential
$130,322$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

212 MOSHER ST

BAY CITY, MI 48706
4
Beds
1
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$130K
$113K low$148K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
12
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Handy Middle SchoolD+
Middle · Grades 6–8 · 0.9 mi
E
Kolb Elementary SchoolC
Elementary · Grades KG–5 · 1.6 mi
H
Bay City Central High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Bay City School District

Neighborhood · ZIP 48706These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.39,140
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.528 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,404
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

212 Mosher St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Banks
  • Costs less per square foot than 83% of homes in Bay City 48706
  • Bigger than 89% of homes in Banks
  • Has a smaller lot than 79% of homes in Bay City 48706
  • Newer than 86% of homes in Banks

What homes are worth in Bay City 48706

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$513K

This home is worth more than 31% of homes in Bay City 48706.

How it measures up in Bay City 48706

The dot is this home. The mark in the middle is the typical home in Bay City 48706.

Estimated value$130,322
CheaperTypical $186,894Pricier

Pricier than 31% of homes nearby

Price per ft²$84
CheaperTypical $137Pricier

Pricier than 17% of homes nearby

Living area1,560 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.15 ac
SmallerTypical 0.3 acBigger

Bigger than 21% of homes nearby

Year built1970
OlderTypical 1958Newer

Newer than 67% of homes nearby

How 212 Mosher St ranks against every home in each area.
MeasureThis homeBanksBay City 48706Bay County
Estimated valuepricier than$130,32274% of homes31% of homes34% of homes
Price per ft²pricier than$8436% of homes17% of homes19% of homes
Living areabigger than1,560 ft²89% of homes63% of homes63% of homes
Lot sizebigger than0.15 ac43% of homes21% of homes22% of homes
Year builtnewer than197086% of homes67% of homes68% of homes

About 212 Mosher St

How much is 212 Mosher St, Bay City, MI worth?

The TopHap Estimate for 212 Mosher St, Bay City, MI is $130,322 as of Oct 21, 2026. The likely range is $112,728 to $147,916. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 212 Mosher St, Bay City, MI last sell?

212 Mosher St, Bay City, MI last sold on Nov 15, 2001, according to the county's recorded deed.

How big is 212 Mosher St, Bay City, MI?

212 Mosher St, Bay City, MI has 4 bedrooms, 1 bathrooms, 1,560 square feet of living space and a 0.15-acre lot.

When was 212 Mosher St, Bay City, MI built?

212 Mosher St, Bay City, MI was built in 1970, making it 56 years old. The building has 2 stories.

What schools serve 212 Mosher St, Bay City, MI?

212 Mosher St, Bay City, MI is assigned to Handy Middle School (middle), rated D+; Kolb Elementary School (elementary), rated C; Bay City Central High School (high), rated C+. All sit in Bay City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 212 Mosher St, Bay City, MI compare to other homes in Bay City 48706?

Among the 15,668 homes in Bay City 48706, it is worth more than 31% of them ($130,322 against a typical $186,894), its price per square foot is higher than 17% of them ($84 against a typical $137), it is bigger than 63% of them (1,560 ft² against a typical 1,392 ft²), its lot is bigger than 21% of them (0.15 ac against a typical 0.3 ac) and it is newer than 67% of them (1970 against a typical 1958). Measured against all of Bay County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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