Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$261,787$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2122 ROUTE M

WARDSVILLE, MO 65101
2
Beds
2
Baths
1,241 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$262K
$237K low$287K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,787
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,430
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
THE CENTRAL TRUST BANK · recorded Jan 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,313 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.2.08
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Blair Oaks High SchoolA+
High · Grades 9–12 · 0.2 mi
M
Blair Oaks Middle SchoolA
Middle · Grades 6–8 · 0.2 mi
E
Blair Oaks Elementary School
Elementary · Grades PK–2 · 0.3 mi

District: Blair Oaks R-Ii School District

Neighborhood · ZIP 65101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.31,069
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,500
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,521
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2122 Route M measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Cole County
  • Costs more per square foot than 66% of homes in Jefferson City 65101
  • Smaller than 77% of homes in Cole County
  • Has a bigger lot than 82% of homes in Jefferson City 65101
  • Newer than 80% of homes in Jefferson City 65101

What homes are worth in Jefferson City 65101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$730K

This home is worth more than 40% of homes in Jefferson City 65101.

How it measures up in Jefferson City 65101

The dot is this home. The mark in the middle is the typical home in Jefferson City 65101.

Estimated value$261,787
CheaperTypical $291,407Pricier

Pricier than 40% of homes nearby

Price per ft²$211
CheaperTypical $189Pricier

Pricier than 66% of homes nearby

Living area1,241 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 24% of homes nearby

Lot size2.08 ac
SmallerTypical 0.44 acBigger

Bigger than 82% of homes nearby

Year built1997
OlderTypical 1975Newer

Newer than 80% of homes nearby

How 2122 Route M ranks against every home in each area.
MeasureThis homeJefferson City 65101Cole County
Estimated valuepricier than$261,78740% of homes35% of homes
Price per ft²pricier than$21166% of homes60% of homes
Living areabigger than1,241 ft²24% of homes23% of homes
Lot sizebigger than2.08 ac82% of homes82% of homes
Year builtnewer than199780% of homes75% of homes

About 2122 Route M

How much is 2122 Route M, Wardsville, MO worth?

The TopHap Estimate for 2122 Route M, Wardsville, MO is $261,787 as of Jul 14, 2026. The likely range is $236,876 to $286,698. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2122 Route M, Wardsville, MO last sell?

2122 Route M, Wardsville, MO last sold on Aug 30, 2024, according to the county's recorded deed.

How big is 2122 Route M, Wardsville, MO?

2122 Route M, Wardsville, MO has 2 bedrooms, 2 bathrooms, 1,241 square feet of living space and a 2.08-acre lot.

When was 2122 Route M, Wardsville, MO built?

2122 Route M, Wardsville, MO was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 2122 Route M, Wardsville, MO?

2122 Route M, Wardsville, MO is assigned to Blair Oaks High School (high), rated A+; Blair Oaks Middle School (middle), rated A; Blair Oaks Elementary School (elementary). All sit in Blair Oaks R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2122 Route M, Wardsville, MO compare to other homes in Jefferson City 65101?

Among the 9,603 homes in Jefferson City 65101, it is worth more than 40% of them ($261,787 against a typical $291,407), its price per square foot is higher than 66% of them ($211 against a typical $189), it is bigger than 24% of them (1,241 ft² against a typical 1,586 ft²), its lot is bigger than 82% of them (2.08 ac against a typical 0.44 ac) and it is newer than 80% of them (1997 against a typical 1975). Measured against all of Cole County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2122 Route M, Wardsville, MO?

The 2025 property tax bill for 2122 Route M, Wardsville, MO was $1,313. The county assessed it at $24,150.

Closest homes

More homes in Wardsville 65101

Assigned schools

Explore the area

See this home in context

Open 2122 Route M on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map