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Single Family ResidenceResidential
$157,998$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $337,000 on Mar 11, 2020

2128 RIVER DR

STELLA, NC 28582
2
Beds
2 / 1
Baths
1,444 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$158K
$108K low$208K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$337,000 · Mar 11, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$157,998
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,398

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,212 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,068 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,748
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,068
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,068

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silverdale Elementary SchoolC+
Elementary · Grades KG–5 · 2.4 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 5.0 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Onslow County Schools

Neighborhood · ZIP 28582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,519
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2128 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Onslow County
  • Costs less per square foot than 95% of homes in Stella 28582
  • Smaller than 79% of homes in Stella 28582
  • Among the smallest lots in Stella 28582
  • Older than 92% of homes in Stella 28582

What homes are worth in Stella 28582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$1.1M

This home is worth more than 12% of homes in Stella 28582.

How it measures up in Stella 28582

The dot is this home. The mark in the middle is the typical home in Stella 28582.

Estimated value$157,998
CheaperTypical $402,915Pricier

Pricier than 12% of homes nearby

Price per ft²$109
CheaperTypical $205Pricier

Pricier than 5% of homes nearby

Living area1,444 ft²
SmallerTypical 1,968 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.18 ac
SmallerTypical 0.87 acBigger

Smaller than almost all homes nearby

Year built1962
OlderTypical 2004Newer

Newer than 8% of homes nearby

How 2128 River Dr ranks against every home in each area.
MeasureThis homeStella 28582Onslow County
Estimated valuepricier than$157,99812% of homes10% of homes
Price per ft²pricier than$1095% of homes5% of homes
Living areabigger than1,444 ft²21% of homes39% of homes
Lot sizebigger than0.18 acalmost no homes13% of homes
Year builtnewer than19628% of homes10% of homes

About 2128 River Dr

How much is 2128 River Dr, Stella, NC worth?

The TopHap Estimate for 2128 River Dr, Stella, NC is $157,998 as of Jul 14, 2026. The likely range is $107,550 to $208,446. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2128 River Dr, Stella, NC last sell?

2128 River Dr, Stella, NC last sold on Mar 11, 2020 for $337,000, according to the county's recorded deed.

How big is 2128 River Dr, Stella, NC?

2128 River Dr, Stella, NC has 2 bedrooms, 2 bathrooms, 1,444 square feet of living space and a 0.18-acre lot.

When was 2128 River Dr, Stella, NC built?

2128 River Dr, Stella, NC was built in 1962, making it 64 years old. It is a conventional home. The building has 2 stories.

What schools serve 2128 River Dr, Stella, NC?

2128 River Dr, Stella, NC is assigned to Silverdale Elementary School (elementary), rated C+; Swansboro Middle School (middle), rated B-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2128 River Dr, Stella, NC compare to other homes in Stella 28582?

Among the 1,003 homes in Stella 28582, it is worth more than 12% of them ($157,998 against a typical $402,915), its price per square foot is higher than 5% of them ($109 against a typical $205), it is bigger than 21% of them (1,444 ft² against a typical 1,968 ft²), its lot is bigger than almost none of them (0.18 ac against a typical 0.87 ac) and it is newer than 8% of them (1962 against a typical 2004). Measured against all of Onslow County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2128 River Dr, Stella, NC?

The 2025 property tax bill for 2128 River Dr, Stella, NC was $1,212. The county assessed it at $185,068.

Closest homes

More homes in Stella 28582

Assigned schools

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