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Single Family ResidenceResidential
$921,657$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

21345 SADDLEBACK RD

RENO, NV 89521
3
Beds
3
Baths
3,186 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$922K
$783K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,048
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,438
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$450,000
JPMORGAN CHASE BANK NA · recorded Jun 16, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$363,609
FREEDOM MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,080 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$141,316 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,716
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,586
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,761

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTOREY
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 672 ft²Patio · 352 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Virginia City Middle SchoolB-
Middle · Grades 6–8 · 4.5 mi
E
Hugh Gallagher Elementary SchoolA
Elementary · Grades PK–5 · 4.6 mi
H
Virginia City High SchoolB
High · Grades 9–12 · 4.6 mi

District: Storey County School District

Neighborhood · ZIP 89521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.274

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.42,832
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.355 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,433
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21345 Saddleback Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Virginia City Highlands
  • Costs less per square foot than 89% of homes in Reno 89521
  • Bigger than 91% of homes in Reno 89521
  • Has a bigger lot than 96% of homes in Reno 89521
  • Older than 77% of homes in Reno 89521

What homes are worth in Reno 89521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$385K$1.4M

This home is worth more than 80% of homes in Reno 89521.

How it measures up in Reno 89521

The dot is this home. The mark in the middle is the typical home in Reno 89521.

Estimated value$921,657
CheaperTypical $722,873Pricier

Pricier than 80% of homes nearby

Price per ft²$289
CheaperTypical $357Pricier

Pricier than 11% of homes nearby

Living area3,186 ft²
SmallerTypical 2,031 ft²Bigger

Bigger than 91% of homes nearby

Lot size2.08 ac
SmallerTypical 0.17 acBigger

Bigger than 96% of homes nearby

Year built1999
OlderTypical 2005Newer

Newer than 23% of homes nearby

How 21345 Saddleback Rd ranks against every home in each area.
MeasureThis homeVirginia City HighlandsReno 89521Storey County
Estimated valuepricier than$921,65795% of homes80% of homes93% of homes
Price per ft²pricier than$28949% of homes11% of homes57% of homes
Living areabigger than3,186 ft²86% of homes91% of homes88% of homes
Lot sizebigger than2.08 ac71% of homes96% of homes74% of homes
Year builtnewer than199964% of homes23% of homes66% of homes

About 21345 Saddleback Rd

How much is 21345 Saddleback Rd, Reno, NV worth?

The TopHap Estimate for 21345 Saddleback Rd, Reno, NV is $921,657 as of Jun 23, 2026. The likely range is $783,408 to $1,059,905. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21345 Saddleback Rd, Reno, NV last sell?

21345 Saddleback Rd, Reno, NV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21345 Saddleback Rd, Reno, NV?

21345 Saddleback Rd, Reno, NV has 3 bedrooms, 3 bathrooms and 3,186 square feet of living space.

When was 21345 Saddleback Rd, Reno, NV built?

21345 Saddleback Rd, Reno, NV was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 21345 Saddleback Rd, Reno, NV?

21345 Saddleback Rd, Reno, NV is assigned to Virginia City Middle School (middle), rated B-; Hugh Gallagher Elementary School (elementary), rated A; Virginia City High School (high), rated B. All sit in Storey County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21345 Saddleback Rd, Reno, NV compare to other homes in Reno 89521?

Among the 15,903 homes in Reno 89521, it is worth more than 80% of them ($921,657 against a typical $722,873), its price per square foot is higher than 11% of them ($289 against a typical $357), it is bigger than 91% of them (3,186 ft² against a typical 2,031 ft²), its lot is bigger than 96% of them (2.08 ac against a typical 0.17 ac) and it is newer than 23% of them (1999 against a typical 2005). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21345 Saddleback Rd, Reno, NV?

The 2025 property tax bill for 21345 Saddleback Rd, Reno, NV was $4,080. The county assessed it at $141,316.

More homes on Saddleback Rd

Closest homes

More homes in Reno 89521

Assigned schools

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