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Single Family ResidenceResidential
$629,562$448 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $154,500 on Aug 20, 1996

2140 ROSE FERN LN

RAMONA, CA 92065
3
Beds
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$630K
$581K low$678K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$154,500 · Aug 20, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$133,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$106,850
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
WASHINGTON MUTUAL FSB · recorded Nov 28, 2001
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,000
HOME FINANCE OF AMERICA
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,815 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,632 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,582
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,601

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
92
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hanson Elementary SchoolD+
Elementary · Grades KG–6 · 0.5 mi
M
Olive Peirce Middle SchoolC-
Middle · Grades 7–8 · 0.8 mi
H
Ramona High SchoolB
High · Grades 9–12 · 0.9 mi

District: Ramona City Unified School District

Neighborhood · ZIP 92065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,514
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.197 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,455
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2140 Rose Fern Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Ramona 92065
  • Costs less per square foot than 80% of homes in San Diego County
  • Has a bigger lot than 76% of homes in San Diego County
  • Older than 86% of homes in Ramona 92065

What homes are worth in Ramona 92065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$444K$1.6M

This home is worth more than 18% of homes in Ramona 92065.

How it measures up in Ramona 92065

The dot is this home. The mark in the middle is the typical home in Ramona 92065.

Estimated value$629,562
CheaperTypical $763,957Pricier

Pricier than 18% of homes nearby

Price per ft²$448
CheaperTypical $400Pricier

Pricier than 73% of homes nearby

Living area1,404 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 46% of homes nearby

Lot size1.21 ac
SmallerTypical 0.43 acBigger

Bigger than 75% of homes nearby

Year built1977
OlderTypical 1990Newer

Newer than 14% of homes nearby

How 2140 Rose Fern Ln ranks against every home in each area.
MeasureThis homeRamona 92065San Diego County
Estimated valuepricier than$629,56218% of homes19% of homes
Price per ft²pricier than$44873% of homes20% of homes
Living areabigger than1,404 ft²46% of homes45% of homes
Lot sizebigger than1.21 ac75% of homes76% of homes
Year builtnewer than197714% of homes36% of homes

About 2140 Rose Fern Ln

How much is 2140 Rose Fern Ln, Ramona, CA worth?

The TopHap Estimate for 2140 Rose Fern Ln, Ramona, CA is $629,562 as of Jul 14, 2026. The likely range is $580,719 to $678,405. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2140 Rose Fern Ln, Ramona, CA last sell?

2140 Rose Fern Ln, Ramona, CA last sold on Aug 20, 1996 for $154,500, according to the county's recorded deed.

How big is 2140 Rose Fern Ln, Ramona, CA?

2140 Rose Fern Ln, Ramona, CA has 3 bedrooms, 2 bathrooms and 1,404 square feet of living space.

When was 2140 Rose Fern Ln, Ramona, CA built?

2140 Rose Fern Ln, Ramona, CA was built in 1977, making it 49 years old.

What schools serve 2140 Rose Fern Ln, Ramona, CA?

2140 Rose Fern Ln, Ramona, CA is assigned to Hanson Elementary School (elementary), rated D+; Olive Peirce Middle School (middle), rated C-; Ramona High School (high), rated B. All sit in Ramona City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2140 Rose Fern Ln, Ramona, CA compare to other homes in Ramona 92065?

Among the 18,351 homes in Ramona 92065, it is worth more than 18% of them ($629,562 against a typical $763,957), its price per square foot is higher than 73% of them ($448 against a typical $400), it is bigger than 46% of them (1,404 ft² against a typical 1,534 ft²), its lot is bigger than 75% of them (1.21 ac against a typical 0.43 ac) and it is newer than 14% of them (1977 against a typical 1990). Measured against all of San Diego County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2140 Rose Fern Ln, Ramona, CA?

The 2025 property tax bill for 2140 Rose Fern Ln, Ramona, CA was $2,815. The county assessed it at $256,632.

More homes on Rose Fern Ln

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Assigned schools

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