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Single Family ResidenceResidential
$5,995,000$848 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $105,000 on Jun 12, 2013

215 CHALK RIDGE TRL

BANNER ELK, NC 28604
4
Beds
5 / 2
Baths
7,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$6M
$4.4M low$7.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Jun 12, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,916 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,229,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$850,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,379,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,229,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,229,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAVERY
Lot (acres)The size of the land the home sits on, from county records.9.56
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 856 ft²Patio · 856 ft²Porch · 160 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA+
Elementary · Grades PK–5 · 3.3 mi
M
Cranberry Middle SchoolB+
Middle · Grades 6–8 · 4.7 mi
H
Avery County High SchoolC-
High · Grades 9–12 · 8.3 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

215 Chalk Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Banner Elk 28604
  • Among the highest price per square foot in Banner Elk 28604
  • Among the largest homes in Banner Elk 28604
  • Has a bigger lot than 96% of homes in Banner Elk 28604
  • Newer than 88% of homes in Avery County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$2.7M

This home is worth more than almost all homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$5,995,000
CheaperTypical $447,994Pricier

Pricier than almost all homes nearby

Price per ft²$848
CheaperTypical $311Pricier

Pricier than almost all homes nearby

Living area7,072 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than almost all homes nearby

Lot size9.56 ac
SmallerTypical 0.71 acBigger

Bigger than 96% of homes nearby

Year built2009
OlderTypical 1989Newer

Newer than 87% of homes nearby

How 215 Chalk Ridge Trl ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$5,995,000almost all homesalmost all homes
Price per ft²pricier than$848almost all homes98% of homes
Living areabigger than7,072 ft²almost all homesalmost all homes
Lot sizebigger than9.56 ac96% of homes93% of homes
Year builtnewer than200987% of homes88% of homes

About 215 Chalk Ridge Trl

How much is 215 Chalk Ridge Trl, Banner Elk, NC worth?

The TopHap Estimate for 215 Chalk Ridge Trl, Banner Elk, NC is $5,995,000 as of Sep 24, 2026. The likely range is $4,410,385 to $7,579,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 215 Chalk Ridge Trl, Banner Elk, NC last sell?

215 Chalk Ridge Trl, Banner Elk, NC last sold on Jun 12, 2013 for $105,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 215 Chalk Ridge Trl, Banner Elk, NC?

215 Chalk Ridge Trl, Banner Elk, NC has 4 bedrooms, 5 bathrooms, 7,072 square feet of living space and a 9.56-acre lot.

When was 215 Chalk Ridge Trl, Banner Elk, NC built?

215 Chalk Ridge Trl, Banner Elk, NC was built in 2009, making it 17 years old. It is a ranch home. The building has 1 story.

What schools serve 215 Chalk Ridge Trl, Banner Elk, NC?

215 Chalk Ridge Trl, Banner Elk, NC is assigned to Banner Elk Elementary School (elementary), rated A+; Cranberry Middle School (middle), rated B+; Avery County High School (high), rated C-. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 215 Chalk Ridge Trl, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,785 homes in Banner Elk 28604, it is worth more than almost all of them ($5,995,000 against a typical $447,994), its price per square foot is higher than almost all of them ($848 against a typical $311), it is bigger than almost all of them (7,072 ft² against a typical 1,680 ft²), its lot is bigger than 96% of them (9.56 ac against a typical 0.71 ac) and it is newer than 87% of them (2009 against a typical 1989). Measured against all of Avery County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 215 Chalk Ridge Trl, Banner Elk, NC?

The 2025 property tax bill for 215 Chalk Ridge Trl, Banner Elk, NC was $12,916. The county assessed it at $3,229,100.

Closest homes

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Assigned schools

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