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Rural ResidenceResidential
$146,981$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21522 STATE ROUTE 81

SPENCERVILLE, OH 45887
3
Beds
2
Baths
1,622 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$147K
$121K low$173K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,964 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,330
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,220

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyVAN WERT
Lot (acres)The size of the land the home sits on, from county records.12.00
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 280 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spencerville Middle SchoolB+
Middle · Grades 5–8 · 4.2 mi
H
Spencerville High SchoolA-
High · Grades 9–12 · 4.2 mi
E
Spencerville Elementary SchoolA+
Elementary · Grades KG–4 · 4.2 mi

District: Spencerville Local School District

Neighborhood · ZIP 45887These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.195
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,783
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,769
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21522 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 72% of homes in Spencerville 45887
  • Has a bigger lot than 97% of homes in Spencerville 45887
  • Newer than 65% of homes in Spencerville 45887

What homes are worth in Spencerville 45887

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$527K

This home is worth more than 36% of homes in Spencerville 45887.

How it measures up in Spencerville 45887

The dot is this home. The mark in the middle is the typical home in Spencerville 45887.

Estimated value$146,981
CheaperTypical $176,539Pricier

Pricier than 36% of homes nearby

Price per ft²$91
CheaperTypical $115Pricier

Pricier than 28% of homes nearby

Living area1,622 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 52% of homes nearby

Lot size12 ac
SmallerTypical 0.56 acBigger

Bigger than 97% of homes nearby

Year built1973
OlderTypical 1957Newer

Newer than 65% of homes nearby

How 21522 State Route 81 ranks against every home in each area.
MeasureThis homeSpencerville 45887Van Wert County
Estimated valuepricier than$146,98136% of homes44% of homes
Price per ft²pricier than$9128% of homes34% of homes
Living areabigger than1,622 ft²52% of homes59% of homes
Lot sizebigger than12 ac97% of homes96% of homes
Year builtnewer than197365% of homes58% of homes

About 21522 State Route 81

How much is 21522 State Route 81, Spencerville, OH worth?

The TopHap Estimate for 21522 State Route 81, Spencerville, OH is $146,981 as of Jul 14, 2026. The likely range is $121,227 to $172,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21522 State Route 81, Spencerville, OH last sell?

21522 State Route 81, Spencerville, OH last sold on Nov 20, 2011, according to the county's recorded deed.

How big is 21522 State Route 81, Spencerville, OH?

21522 State Route 81, Spencerville, OH has 3 bedrooms, 2 bathrooms, 1,622 square feet of living space and a 12.00-acre lot.

When was 21522 State Route 81, Spencerville, OH built?

21522 State Route 81, Spencerville, OH was built in 1973, making it 53 years old. It is a conventional home. The building has 1 story.

What schools serve 21522 State Route 81, Spencerville, OH?

21522 State Route 81, Spencerville, OH is assigned to Spencerville Middle School (middle), rated B+; Spencerville High School (high), rated A-; Spencerville Elementary School (elementary), rated A+. All sit in Spencerville Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21522 State Route 81, Spencerville, OH compare to other homes in Spencerville 45887?

Among the 1,889 homes in Spencerville 45887, it is worth more than 36% of them ($146,981 against a typical $176,539), its price per square foot is higher than 28% of them ($91 against a typical $115), it is bigger than 52% of them (1,622 ft² against a typical 1,600 ft²), its lot is bigger than 97% of them (12 ac against a typical 0.56 ac) and it is newer than 65% of them (1973 against a typical 1957). Measured against all of Van Wert County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21522 State Route 81, Spencerville, OH?

The 2025 property tax bill for 21522 State Route 81, Spencerville, OH was $1,964. The county assessed it at $65,300.

More homes on State Route 81

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