Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$318,803$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

21544 RUTH LAKE DR

EMILY, MN 56447
3
Beds
2
Baths
1,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$319K
$264K low$373K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,904 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$794,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$572,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$785,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$794,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.139 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCROW WING
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cuyuna Range Elementary SchoolB-
Elementary · Grades PK–6 · 17.6 mi
M
Crosby-Ironton Secondary SchoolB
Middle · Grades 7–12 · 18.3 mi

District: Crosby-Ironton Public School District

Neighborhood · ZIP 56447These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.42%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,138
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,992
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,991
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21544 Ruth Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Emily 56447
  • Costs more per square foot than 73% of homes in Crow Wing County
  • Has a smaller lot than 65% of homes in Emily 56447
  • Older than 72% of homes in Crow Wing County

What homes are worth in Emily 56447

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$705K

This home is worth more than 65% of homes in Emily 56447.

How it measures up in Emily 56447

The dot is this home. The mark in the middle is the typical home in Emily 56447.

Estimated value$318,803
CheaperTypical $266,938Pricier

Pricier than 65% of homes nearby

Price per ft²$252
CheaperTypical $203Pricier

Pricier than 69% of homes nearby

Living area1,265 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.92 ac
SmallerTypical 1.36 acBigger

Bigger than 35% of homes nearby

Year built1975
OlderTypical 1989Newer

Newer than 29% of homes nearby

How 21544 Ruth Lake Dr ranks against every home in each area.
MeasureThis homeEmily 56447Crow Wing County
Estimated valuepricier than$318,80365% of homes63% of homes
Price per ft²pricier than$25269% of homes73% of homes
Living areabigger than1,265 ft²55% of homes47% of homes
Lot sizebigger than0.92 ac35% of homes52% of homes
Year builtnewer than197529% of homes28% of homes

About 21544 Ruth Lake Dr

How much is 21544 Ruth Lake Dr, Emily, MN worth?

The TopHap Estimate for 21544 Ruth Lake Dr, Emily, MN is $318,803 as of Aug 30, 2026. The likely range is $264,357 to $373,249. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21544 Ruth Lake Dr, Emily, MN last sell?

21544 Ruth Lake Dr, Emily, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21544 Ruth Lake Dr, Emily, MN?

21544 Ruth Lake Dr, Emily, MN has 3 bedrooms, 2 bathrooms, 1,265 square feet of living space and a 0.92-acre lot.

When was 21544 Ruth Lake Dr, Emily, MN built?

21544 Ruth Lake Dr, Emily, MN was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 21544 Ruth Lake Dr, Emily, MN?

21544 Ruth Lake Dr, Emily, MN is assigned to Cuyuna Range Elementary School (elementary), rated B-; Crosby-Ironton Secondary School (middle), rated B. All sit in Crosby-Ironton Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21544 Ruth Lake Dr, Emily, MN compare to other homes in Emily 56447?

Among the 1,596 homes in Emily 56447, it is worth more than 65% of them ($318,803 against a typical $266,938), its price per square foot is higher than 69% of them ($252 against a typical $203), it is bigger than 55% of them (1,265 ft² against a typical 1,188 ft²), its lot is bigger than 35% of them (0.92 ac against a typical 1.36 ac) and it is newer than 29% of them (1975 against a typical 1989). Measured against all of Crow Wing County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21544 Ruth Lake Dr, Emily, MN?

The 2026 property tax bill for 21544 Ruth Lake Dr, Emily, MN was $5,904. The county assessed it at $794,500.

More homes on Ruth Lake Dr

Closest homes

More homes in Emily 56447

Assigned schools

Explore the area

See this home in context

Open 21544 Ruth Lake Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map