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Single Family ResidenceResidential
$345,155$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $175,000 on Mar 8, 2001

21565 CHESTER

RAY, MI 48096
1.5
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$319K low$371K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Mar 8, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,950 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$416,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMACOMB
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.81
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
New Haven High SchoolB+
High · Grades 9–12 · 6.2 mi
E
New Haven Elementary SchoolC-
Elementary · Grades KG–4 · 6.5 mi

District: New Haven Community Schools

Neighborhood · ZIP 48096These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,747
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21565 Chester measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Macomb County
  • Costs more per square foot than 93% of homes in Macomb County
  • Smaller than 76% of homes in Ray 48096
  • Has a bigger lot than 90% of homes in Macomb County
  • Newer than 77% of homes in Macomb County

What homes are worth in Ray 48096

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$856K

This home is worth more than 39% of homes in Ray 48096.

How it measures up in Ray 48096

The dot is this home. The mark in the middle is the typical home in Ray 48096.

Estimated value$345,155
CheaperTypical $399,849Pricier

Pricier than 39% of homes nearby

Price per ft²$242
CheaperTypical $215Pricier

Pricier than 76% of homes nearby

Living area1,428 ft²
SmallerTypical 1,869 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.81 ac
SmallerTypical 2.54 acBigger

Bigger than 13% of homes nearby

Year built1996
OlderTypical 1983Newer

Newer than 73% of homes nearby

How 21565 Chester ranks against every home in each area.
MeasureThis homeRay 48096Macomb County
Estimated valuepricier than$345,15539% of homes71% of homes
Price per ft²pricier than$24276% of homes93% of homes
Living areabigger than1,428 ft²24% of homes48% of homes
Lot sizebigger than0.81 ac13% of homes90% of homes
Year builtnewer than199673% of homes77% of homes

About 21565 Chester

How much is 21565 Chester, Ray, MI worth?

The TopHap Estimate for 21565 Chester, Ray, MI is $345,155 as of Aug 30, 2026. The likely range is $318,824 to $371,486. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21565 Chester, Ray, MI last sell?

21565 Chester, Ray, MI last sold on Mar 8, 2001 for $175,000, according to the county's recorded deed.

How big is 21565 Chester, Ray, MI?

21565 Chester, Ray, MI has 1.5 bathrooms, 1,428 square feet of living space and a 0.81-acre lot.

When was 21565 Chester, Ray, MI built?

21565 Chester, Ray, MI was built in 1996, making it 30 years old. It is a ranch home. The building has 1 story.

What schools serve 21565 Chester, Ray, MI?

21565 Chester, Ray, MI is assigned to New Haven High School (high), rated B+; New Haven Elementary School (elementary), rated C-. All sit in New Haven Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21565 Chester, Ray, MI compare to other homes in Ray 48096?

Among the 1,469 homes in Ray 48096, it is worth more than 39% of them ($345,155 against a typical $399,849), its price per square foot is higher than 76% of them ($242 against a typical $215), it is bigger than 24% of them (1,428 ft² against a typical 1,869 ft²), its lot is bigger than 13% of them (0.81 ac against a typical 2.54 ac) and it is newer than 73% of them (1996 against a typical 1983). Measured against all of Macomb County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21565 Chester, Ray, MI?

The 2025 property tax bill for 21565 Chester, Ray, MI was $2,950. The county assessed it at $208,000.

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