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Single Family ResidenceResidential
$275,782$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $140,000 on Mar 22, 2016

2160 WHARF ST

MIDDLEBURG, FL 32068
3
Beds
1
Baths
2,919 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$276K
$260K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Mar 22, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,743 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,403 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,052
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,620

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyPatio · 360 ft²Porch · 500 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middleburg Elementary SchoolA-
Elementary · Grades KG–6 · 0.3 mi
H
Middleburg High SchoolC+
High · Grades 9–12 · 1.6 mi
M
Lake Asbury Junior High SchoolB
Middle · Grades 7–8 · 3.8 mi

District: Clay County School District

Neighborhood · ZIP 32068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,564
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.515 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,038
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2160 Wharf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Middleburg 32068
  • Among the lowest price per square foot in Middleburg 32068
  • Bigger than 95% of homes in Middleburg 32068
  • Has a bigger lot than 87% of homes in Clay County
  • Older than 97% of homes in Middleburg 32068

What homes are worth in Middleburg 32068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$659K

This home is worth more than 26% of homes in Middleburg 32068.

How it measures up in Middleburg 32068

The dot is this home. The mark in the middle is the typical home in Middleburg 32068.

Estimated value$275,782
CheaperTypical $329,964Pricier

Pricier than 26% of homes nearby

Price per ft²$94
CheaperTypical $185Pricier

Cheaper than almost all homes nearby

Living area2,919 ft²
SmallerTypical 1,718 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.23 ac
SmallerTypical 0.46 acBigger

Bigger than 80% of homes nearby

Year built1973
OlderTypical 2000Newer

Newer than 3% of homes nearby

How 2160 Wharf St ranks against every home in each area.
MeasureThis homeMiddleburg 32068Clay County
Estimated valuepricier than$275,78226% of homes27% of homes
Price per ft²pricier than$94almost no homesalmost no homes
Living areabigger than2,919 ft²95% of homes92% of homes
Lot sizebigger than1.23 ac80% of homes87% of homes
Year builtnewer than19733% of homes11% of homes

About 2160 Wharf St

How much is 2160 Wharf St, Middleburg, FL worth?

The TopHap Estimate for 2160 Wharf St, Middleburg, FL is $275,782 as of Aug 30, 2026. The likely range is $259,862 to $291,702. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2160 Wharf St, Middleburg, FL last sell?

2160 Wharf St, Middleburg, FL last sold on Mar 22, 2016 for $140,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2160 Wharf St, Middleburg, FL?

2160 Wharf St, Middleburg, FL has 3 bedrooms, 1 bathrooms, 2,919 square feet of living space and a 1.23-acre lot.

When was 2160 Wharf St, Middleburg, FL built?

2160 Wharf St, Middleburg, FL was built in 1973, making it 53 years old. The building has 2 stories.

What schools serve 2160 Wharf St, Middleburg, FL?

2160 Wharf St, Middleburg, FL is assigned to Middleburg Elementary School (elementary), rated A-; Middleburg High School (high), rated C+; Lake Asbury Junior High School (middle), rated B. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2160 Wharf St, Middleburg, FL compare to other homes in Middleburg 32068?

Among the 22,404 homes in Middleburg 32068, it is worth more than 26% of them ($275,782 against a typical $329,964), its price per square foot is higher than almost none of them ($94 against a typical $185), it is bigger than 95% of them (2,919 ft² against a typical 1,718 ft²), its lot is bigger than 80% of them (1.23 ac against a typical 0.46 ac) and it is newer than 3% of them (1973 against a typical 2000). Measured against all of Clay County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2160 Wharf St, Middleburg, FL?

The 2025 property tax bill for 2160 Wharf St, Middleburg, FL was $1,743. The county assessed it at $154,403.

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