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Single Family ResidenceResidential
$337,671$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $340,000 on Apr 1, 2026

2174 BAY DR

HUGO, MN 55038
3
Beds
2
Baths
1,806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,952 ft²
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$338K
$315K low$361K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Apr 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,004 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyANOKA
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oneka Elementary SchoolB+
Elementary · Grades PK–5 · 1.3 mi
H
White Bear Lake Area High SchoolC+
High · Grades 9–12 · 5.3 mi
M
Central Middle SchoolB+
Middle · Grades 6–8 · 5.6 mi

District: White Bear Lake Area School District

Neighborhood · ZIP 55038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.457 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,932
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2174 Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Hugo 55038
  • Costs less per square foot than 88% of homes in Anoka County
  • Bigger than 78% of homes in Anoka County
  • Has a smaller lot than 92% of homes in Anoka County
  • Among the newest homes in Anoka County

What homes are worth in Hugo 55038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$894K

This home is worth more than 30% of homes in Hugo 55038.

How it measures up in Hugo 55038

The dot is this home. The mark in the middle is the typical home in Hugo 55038.

Estimated value$337,671
CheaperTypical $425,000Pricier

Pricier than 30% of homes nearby

Price per ft²$187
CheaperTypical $248Pricier

Pricier than 17% of homes nearby

Living area1,806 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 60% of homes nearby

Lot size1,952 ft²
SmallerTypical 0.29 acBigger

Bigger than 13% of homes nearby

Year built2023
OlderTypical 2003Newer

Newer than 95% of homes nearby

How 2174 Bay Dr ranks against every home in each area.
MeasureThis homeHugo 55038Anoka County
Estimated valuepricier than$337,67130% of homes43% of homes
Price per ft²pricier than$18717% of homes12% of homes
Living areabigger than1,806 ft²60% of homes78% of homes
Lot sizebigger than1,952 ft²13% of homes8% of homes
Year builtnewer than202395% of homesalmost all homes

About 2174 Bay Dr

How much is 2174 Bay Dr, Hugo, MN worth?

The TopHap Estimate for 2174 Bay Dr, Hugo, MN is $337,671 as of Oct 21, 2026. The likely range is $314,760 to $360,582. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2174 Bay Dr, Hugo, MN last sell?

2174 Bay Dr, Hugo, MN last sold on Apr 1, 2026 for $340,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2174 Bay Dr, Hugo, MN?

2174 Bay Dr, Hugo, MN has 3 bedrooms, 2 bathrooms, 1,806 square feet of living space and a 0.04-acre lot.

When was 2174 Bay Dr, Hugo, MN built?

2174 Bay Dr, Hugo, MN was built in 2023, making it 3 years old. It is a townhouse home. The building has 2 stories.

What schools serve 2174 Bay Dr, Hugo, MN?

2174 Bay Dr, Hugo, MN is assigned to Oneka Elementary School (elementary), rated B+; White Bear Lake Area High School (high), rated C+; Central Middle School (middle), rated B+. All sit in White Bear Lake Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2174 Bay Dr, Hugo, MN compare to other homes in Hugo 55038?

Among the 10,345 homes in Hugo 55038, it is worth more than 30% of them ($337,671 against a typical $425,000), its price per square foot is higher than 17% of them ($187 against a typical $248), it is bigger than 60% of them (1,806 ft² against a typical 1,632 ft²), its lot is bigger than 13% of them (1,952 ft² against a typical 0.29 ac) and it is newer than 95% of them (2023 against a typical 2003). Measured against all of Anoka County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2174 Bay Dr, Hugo, MN?

The 2026 property tax bill for 2174 Bay Dr, Hugo, MN was $4,004. The county assessed it at $325,700.

More homes on Bay Dr

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