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Single Family ResidenceResidential
$267,405$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

218 SPENCE LN

FRANKLIN, KY 42134
3
Beds
2
Baths
1,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$267K
$258K low$277K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,412 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySimpson
Lot (acres)The size of the land the home sits on, from county records.0.39
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²Porch · 104 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Franklin-Simpson Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
H
Franklin-Simpson High SchoolB+
High · Grades 9–12 · 2.0 mi
E
Simpson Elementary SchoolB+
Elementary · Grades 1–3 · 2.2 mi

District: Simpson County School District

Neighborhood · ZIP 42134These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,598
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,629
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

218 Spence Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Franklin 42134

What homes are worth in Franklin 42134

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$589K

This home is worth more than 64% of homes in Franklin 42134.

How it measures up in Franklin 42134

The dot is this home. The mark in the middle is the typical home in Franklin 42134.

Estimated value$267,405
CheaperTypical $229,606Pricier

Pricier than 64% of homes nearby

Price per ft²$142
CheaperTypical $151Pricier

Pricier than 42% of homes nearby

Living area1,882 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.39 ac
SmallerTypical 0.52 acBigger

Bigger than 39% of homes nearby

Year built1989
OlderTypical 1978Newer

Newer than 60% of homes nearby

How 218 Spence Ln ranks against every home in each area.
MeasureThis homeFranklin 42134
Estimated valuepricier than$267,40564% of homes
Price per ft²pricier than$14242% of homes
Living areabigger than1,882 ft²69% of homes
Lot sizebigger than0.39 ac39% of homes
Year builtnewer than198960% of homes

About 218 Spence Ln

How much is 218 Spence Ln, Franklin, KY worth?

The TopHap Estimate for 218 Spence Ln, Franklin, KY is $267,405 as of Sep 24, 2026. The likely range is $257,975 to $276,835. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 218 Spence Ln, Franklin, KY last sell?

218 Spence Ln, Franklin, KY last sold on Jul 1, 1997, according to the county's recorded deed.

How big is 218 Spence Ln, Franklin, KY?

218 Spence Ln, Franklin, KY has 3 bedrooms, 2 bathrooms, 1,882 square feet of living space and a 0.39-acre lot.

When was 218 Spence Ln, Franklin, KY built?

218 Spence Ln, Franklin, KY was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 218 Spence Ln, Franklin, KY?

218 Spence Ln, Franklin, KY is assigned to Franklin-Simpson Middle School (middle), rated B-; Franklin-Simpson High School (high), rated B+; Simpson Elementary School (elementary), rated B+. All sit in Simpson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 218 Spence Ln, Franklin, KY compare to other homes in Franklin 42134?

Among the 6,763 homes in Franklin 42134, it is worth more than 64% of them ($267,405 against a typical $229,606), its price per square foot is higher than 42% of them ($142 against a typical $151), it is bigger than 69% of them (1,882 ft² against a typical 1,536 ft²), its lot is bigger than 39% of them (0.39 ac against a typical 0.52 ac) and it is newer than 60% of them (1989 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 218 Spence Ln, Franklin, KY?

The 2025 property tax bill for 218 Spence Ln, Franklin, KY was $1,412. The county assessed it at $210,000.

More homes on Spence Ln

Closest homes

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Assigned schools

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