Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$408,041$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2181 FLAT ROCK RD

WATKINSVILLE, GA 30677
0
Baths
1,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$408K
$391K low$425K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$397,041
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$317,633
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,000
SUNTRUST BANK NA · E · recorded Feb 11, 2009

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,251 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,004
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,247
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,982
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$358,126

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOconee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Patio · 252 ft²Porch · 516 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Colham Ferry Elementary SchoolA
Elementary · Grades PK–5 · 3.8 mi
M
Oconee County Middle SchoolB
Middle · Grades 6–8 · 6.3 mi
H
Oconee County High SchoolA+
High · Grades 9–12 · 6.7 mi

District: Oconee County School District

Neighborhood · ZIP 30677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.22,802
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,665
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,141
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2181 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Oconee County
  • Costs more per square foot than 73% of homes in Watkinsville 30677
  • Smaller than 83% of homes in Oconee County
  • Has a bigger lot than 75% of homes in Oconee County
  • Older than 75% of homes in Oconee County

What homes are worth in Watkinsville 30677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$1.4M

This home is worth more than 28% of homes in Watkinsville 30677.

How it measures up in Watkinsville 30677

The dot is this home. The mark in the middle is the typical home in Watkinsville 30677.

Estimated value$408,041
CheaperTypical $518,729Pricier

Pricier than 28% of homes nearby

Price per ft²$264
CheaperTypical $235Pricier

Pricier than 73% of homes nearby

Living area1,548 ft²
SmallerTypical 2,248 ft²Bigger

Bigger than 18% of homes nearby

Lot size2 ac
SmallerTypical 1 acBigger

Bigger than 74% of homes nearby

Year built1985
OlderTypical 1995Newer

Newer than 30% of homes nearby

How 2181 Flat Rock Rd ranks against every home in each area.
MeasureThis homeWatkinsville 30677Oconee County
Estimated valuepricier than$408,04128% of homes24% of homes
Price per ft²pricier than$26473% of homes70% of homes
Living areabigger than1,548 ft²18% of homes17% of homes
Lot sizebigger than2 ac74% of homes75% of homes
Year builtnewer than198530% of homes25% of homes

About 2181 Flat Rock Rd

How much is 2181 Flat Rock Rd, Watkinsville, GA worth?

The TopHap Estimate for 2181 Flat Rock Rd, Watkinsville, GA is $408,041 as of Jul 14, 2026. The likely range is $390,603 to $425,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2181 Flat Rock Rd, Watkinsville, GA?

2181 Flat Rock Rd, Watkinsville, GA has 1,548 square feet of living space and a 2.00-acre lot.

When was 2181 Flat Rock Rd, Watkinsville, GA built?

2181 Flat Rock Rd, Watkinsville, GA was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 2181 Flat Rock Rd, Watkinsville, GA?

2181 Flat Rock Rd, Watkinsville, GA is assigned to Colham Ferry Elementary School (elementary), rated A; Oconee County Middle School (middle), rated B; Oconee County High School (high), rated A+. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2181 Flat Rock Rd, Watkinsville, GA compare to other homes in Watkinsville 30677?

Among the 8,051 homes in Watkinsville 30677, it is worth more than 28% of them ($408,041 against a typical $518,729), its price per square foot is higher than 73% of them ($264 against a typical $235), it is bigger than 18% of them (1,548 ft² against a typical 2,248 ft²), its lot is bigger than 74% of them (2 ac against a typical 1 ac) and it is newer than 30% of them (1985 against a typical 1995). Measured against all of Oconee County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Watkinsville 30677

Assigned schools

Explore the area

See this home in context

Open 2181 Flat Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map