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Rural ResidenceResidential
$333,177$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

2186 FM 71

COMMERCE, TX 75428
1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$333K
$224K low$443K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,380 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDELTA
Lot (acres)The size of the land the home sits on, from county records.23.00
CoolingThe type of cooling or air conditioning in the home.Wall Unit
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 184 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cooper High SchoolB+
High · Grades 9–12 · 10.7 mi
M
Cooper Jr High SchoolA-
Middle · Grades 6–8 · 10.7 mi
E
Cooper Elementary SchoolC-
Elementary · Grades PK–5 · 11.1 mi

District: Cooper Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2186 Fm 71 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Commerce 75428
  • Costs more per square foot than 96% of homes in Delta County
  • Smaller than 80% of homes in Delta County
  • Has a bigger lot than 93% of homes in Commerce 75428
  • Newer than 73% of homes in Delta County

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$593K

This home is worth more than 86% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$333,177
CheaperTypical $186,800Pricier

Pricier than 86% of homes nearby

Price per ft²$217
CheaperTypical $112Pricier

Pricier than 92% of homes nearby

Living area1,536 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 47% of homes nearby

Lot size23 ac
SmallerTypical 0.33 acBigger

Bigger than 93% of homes nearby

Year built1992
OlderTypical 1974Newer

Newer than 68% of homes nearby

How 2186 Fm 71 ranks against every home in each area.
MeasureThis homeCommerce 75428Delta County
Estimated valuepricier than$333,17786% of homes75% of homes
Price per ft²pricier than$21792% of homes96% of homes
Living areabigger than1,536 ft²47% of homes20% of homes
Lot sizebigger than23 ac93% of homes91% of homes
Year builtnewer than199268% of homes73% of homes

About 2186 Fm 71

How much is 2186 Fm 71, Commerce, TX worth?

The TopHap Estimate for 2186 Fm 71, Commerce, TX is $333,177 as of Sep 24, 2026. The likely range is $223,559 to $442,795. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2186 Fm 71, Commerce, TX last sell?

2186 Fm 71, Commerce, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2186 Fm 71, Commerce, TX?

2186 Fm 71, Commerce, TX has 1 bathrooms, 1,536 square feet of living space and a 23.00-acre lot.

When was 2186 Fm 71, Commerce, TX built?

2186 Fm 71, Commerce, TX was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 2186 Fm 71, Commerce, TX?

2186 Fm 71, Commerce, TX is assigned to Cooper High School (high), rated B+; Cooper Jr High School (middle), rated A-; Cooper Elementary School (elementary), rated C-. All sit in Cooper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2186 Fm 71, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,129 homes in Commerce 75428, it is worth more than 86% of them ($333,177 against a typical $186,800), its price per square foot is higher than 92% of them ($217 against a typical $112), it is bigger than 47% of them (1,536 ft² against a typical 1,568 ft²), its lot is bigger than 93% of them (23 ac against a typical 0.33 ac) and it is newer than 68% of them (1992 against a typical 1974). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2186 Fm 71, Commerce, TX?

The 2025 property tax bill for 2186 Fm 71, Commerce, TX was $302. The county assessed it at $66,380.

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