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Duplex (2 Units, Any Combination)Residential
Last sold for $185,000 on Jun 24, 2020

2186 PALMER RD # 2188

THREE RIVERS, MA 01080
4
Beds
2
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Jun 24, 2020
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,184
VILLAGE MORTGAGE CORPORATION · recorded Oct 30, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,287
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,641 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$254,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$254,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.69
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 1.0 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.1 mi

District: Palmer School District

Neighborhood · ZIP 01080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,024 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,572
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2186 Palmer Rd # 2188 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in Three Rivers 01080
  • Has a bigger lot than 83% of homes in Three Rivers 01080
  • Older than 96% of homes in Hampden County

How it measures up in Three Rivers 01080

The dot is this home. The mark in the middle is the typical home in Three Rivers 01080.

Living area1,800 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.69 ac
SmallerTypical 0.29 acBigger

Bigger than 83% of homes nearby

Year built1890
OlderTypical 1945Newer

Newer than 12% of homes nearby

How 2186 Palmer Rd # 2188 ranks against every home in each area.
MeasureThis homeThree Rivers 01080Hampden County
Living areabigger than1,800 ft²70% of homes63% of homes
Lot sizebigger than0.69 ac83% of homes76% of homes
Year builtnewer than189012% of homes4% of homes

About 2186 Palmer Rd # 2188

When did 2186 Palmer Rd # 2188, Three Rivers, MA last sell?

2186 Palmer Rd # 2188, Three Rivers, MA last sold on Jun 24, 2020 for $185,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 2186 Palmer Rd # 2188, Three Rivers, MA?

2186 Palmer Rd # 2188, Three Rivers, MA has 4 bedrooms, 2 bathrooms, 1,800 square feet of living space and a 0.69-acre lot.

When was 2186 Palmer Rd # 2188, Three Rivers, MA built?

2186 Palmer Rd # 2188, Three Rivers, MA was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 2186 Palmer Rd # 2188, Three Rivers, MA?

2186 Palmer Rd # 2188, Three Rivers, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2186 Palmer Rd # 2188, Three Rivers, MA compare to other homes in Three Rivers 01080?

Among the 686 homes in Three Rivers 01080, it is bigger than 70% of them (1,800 ft² against a typical 1,408 ft²), its lot is bigger than 83% of them (0.69 ac against a typical 0.29 ac) and it is newer than 12% of them (1890 against a typical 1945). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2186 Palmer Rd # 2188, Three Rivers, MA?

The 2025 property tax bill for 2186 Palmer Rd # 2188, Three Rivers, MA was $4,641. The county assessed it at $254,600.

Closest homes

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Assigned schools

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