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Single Family ResidenceResidential
$348,473$290 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,000 on Jul 29, 1991

2186 W ROSE ST

STOCKTON, CA 95203
3
Beds
2
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$348K
$323K low$374K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Jul 29, 1991
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$257,473
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,978
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,000
DIRECTORS MORTGAGE LOAN CORP · recorded Jan 7, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,501 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,452 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,871
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,581
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,452

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Victory Elementary SchoolD
Elementary · Grades KG–8 · 0.4 mi
H
Cesar Chavez High SchoolD+
High · Grades 9–12 · 5.0 mi

District: Stockton Unified School District

Neighborhood · ZIP 95203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.19,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,075 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,015
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2186 W Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in San Joaquin County
  • Costs more per square foot than 75% of homes in Stockton 95203
  • Smaller than 81% of homes in San Joaquin County
  • Newer than 98% of homes in Civic Center

What homes are worth in Stockton 95203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$548K

This home is worth more than 62% of homes in Stockton 95203.

How it measures up in Stockton 95203

The dot is this home. The mark in the middle is the typical home in Stockton 95203.

Estimated value$348,473
CheaperTypical $327,614Pricier

Pricier than 62% of homes nearby

Price per ft²$290
CheaperTypical $256Pricier

Pricier than 75% of homes nearby

Living area1,200 ft²
SmallerTypical 1,290 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.14 ac
SmallerTypical 0.13 acBigger

Bigger than 62% of homes nearby

Year built1986
OlderTypical 1935Newer

Newer than 93% of homes nearby

How 2186 W Rose St ranks against every home in each area.
MeasureThis homeCivic CenterStockton 95203San Joaquin County
Estimated valuepricier than$348,47354% of homes62% of homes16% of homes
Price per ft²pricier than$29072% of homes75% of homes51% of homes
Living areabigger than1,200 ft²32% of homes40% of homes19% of homes
Lot sizebigger than0.14 ac62% of homes62% of homes42% of homes
Year builtnewer than198698% of homes93% of homes48% of homes

About 2186 W Rose St

How much is 2186 W Rose St, Stockton, CA worth?

The TopHap Estimate for 2186 W Rose St, Stockton, CA is $348,473 as of Jul 14, 2026. The likely range is $323,427 to $373,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2186 W Rose St, Stockton, CA last sell?

2186 W Rose St, Stockton, CA last sold on Jul 29, 1991 for $110,000, according to the county's recorded deed.

How big is 2186 W Rose St, Stockton, CA?

2186 W Rose St, Stockton, CA has 3 bedrooms, 2 bathrooms, 1,200 square feet of living space and a 0.14-acre lot.

When was 2186 W Rose St, Stockton, CA built?

2186 W Rose St, Stockton, CA was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 2186 W Rose St, Stockton, CA?

2186 W Rose St, Stockton, CA is assigned to Victory Elementary School (elementary), rated D; Cesar Chavez High School (high), rated D+. All sit in Stockton Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2186 W Rose St, Stockton, CA compare to other homes in Stockton 95203?

Among the 4,043 homes in Stockton 95203, it is worth more than 62% of them ($348,473 against a typical $327,614), its price per square foot is higher than 75% of them ($290 against a typical $256), it is bigger than 40% of them (1,200 ft² against a typical 1,290 ft²), its lot is bigger than 62% of them (0.14 ac against a typical 0.13 ac) and it is newer than 93% of them (1986 against a typical 1935). Measured against all of San Joaquin County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2186 W Rose St, Stockton, CA?

The 2025 property tax bill for 2186 W Rose St, Stockton, CA was $2,501. The county assessed it at $194,452.

Closest homes

More homes in Stockton 95203

Assigned schools

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