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Single Family ResidenceResidential
$223,512$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $155,000 on Dec 9, 2019

2189 SPRUCE LOOP

CROSSVILLE, TN 38555
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$224K
$199K low$248K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Dec 9, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$494 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,550 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCumberland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 160 ft²Porch · 192 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Cumberland Elementary SchoolB-
Elementary · Grades PK–8 · 1.1 mi
H
Cumberland County High SchoolC-
High · Grades 9–12 · 2.9 mi

District: Cumberland County School District

Neighborhood · ZIP 38555These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,849
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.227 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,946
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,956
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2189 Spruce Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Cumberland County
  • Costs less per square foot than 69% of homes in Cumberland County
  • Newer than 67% of homes in Crossville 38555

What homes are worth in Crossville 38555

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$820K

This home is worth more than 40% of homes in Crossville 38555.

How it measures up in Crossville 38555

The dot is this home. The mark in the middle is the typical home in Crossville 38555.

Estimated value$223,512
CheaperTypical $259,680Pricier

Pricier than 40% of homes nearby

Price per ft²$162
CheaperTypical $172Pricier

Pricier than 43% of homes nearby

Living area1,380 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.61 ac
SmallerTypical 0.75 acBigger

Bigger than 44% of homes nearby

Year built1997
OlderTypical 1990Newer

Newer than 67% of homes nearby

How 2189 Spruce Loop ranks against every home in each area.
MeasureThis homeCrossville 38555Cumberland County
Estimated valuepricier than$223,51240% of homes30% of homes
Price per ft²pricier than$16243% of homes31% of homes
Living areabigger than1,380 ft²41% of homes38% of homes
Lot sizebigger than0.61 ac44% of homes42% of homes
Year builtnewer than199767% of homes56% of homes

About 2189 Spruce Loop

How much is 2189 Spruce Loop, Crossville, TN worth?

The TopHap Estimate for 2189 Spruce Loop, Crossville, TN is $223,512 as of Sep 24, 2026. The likely range is $199,159 to $247,865. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2189 Spruce Loop, Crossville, TN last sell?

2189 Spruce Loop, Crossville, TN last sold on Dec 9, 2019 for $155,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2189 Spruce Loop, Crossville, TN?

2189 Spruce Loop, Crossville, TN has 2 bathrooms and 1,380 square feet of living space.

When was 2189 Spruce Loop, Crossville, TN built?

2189 Spruce Loop, Crossville, TN was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 2189 Spruce Loop, Crossville, TN?

2189 Spruce Loop, Crossville, TN is assigned to South Cumberland Elementary School (elementary), rated B-; Cumberland County High School (high), rated C-. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2189 Spruce Loop, Crossville, TN compare to other homes in Crossville 38555?

Among the 7,546 homes in Crossville 38555, it is worth more than 40% of them ($223,512 against a typical $259,680), its price per square foot is higher than 43% of them ($162 against a typical $172), it is bigger than 41% of them (1,380 ft² against a typical 1,512 ft²), its lot is bigger than 44% of them (0.61 ac against a typical 0.75 ac) and it is newer than 67% of them (1997 against a typical 1990). Measured against all of Cumberland County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2189 Spruce Loop, Crossville, TN?

The 2024 property tax bill for 2189 Spruce Loop, Crossville, TN was $494. The county assessed it at $43,550.

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