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Single Family ResidenceResidential
$575,000$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $359,000 on Aug 29, 2014

21895 RANCH RD

HOWE, OK 74940
4
Beds
3
Baths
3,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$575K
$520K low$630K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$359,000 · Aug 29, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
THE COMMUNITY STATE BANK · recorded Jan 27, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
RAY CAUGHERN ETUX

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,531 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,838 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,759
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,079
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,838
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$619,001

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyLe Flore
Lot (acres)The size of the land the home sits on, from county records.4.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 112 ft²Patio · 696 ft²Porch · 420 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Howe Elementary SchoolB
Elementary · Grades PK–8 · 0.7 mi
H
Howe High SchoolB
High · Grades 9–12 · 0.7 mi

District: Howe Public Schools

Neighborhood · ZIP 74940These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,247
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,660
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21895 Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Le Flore County
  • Costs more per square foot than 81% of homes in Le Flore County
  • Among the largest homes in Le Flore County
  • Has a bigger lot than 71% of homes in Le Flore County
  • Newer than 88% of homes in Le Flore County

What homes are worth in Howe 74940

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$803K

This home is worth more than 94% of homes in Howe 74940.

How it measures up in Howe 74940

The dot is this home. The mark in the middle is the typical home in Howe 74940.

Estimated value$575,000
CheaperTypical $222,002Pricier

Pricier than 94% of homes nearby

Price per ft²$170
CheaperTypical $137Pricier

Pricier than 69% of homes nearby

Living area3,374 ft²
SmallerTypical 1,549 ft²Bigger

Bigger than 97% of homes nearby

Lot size4.1 ac
SmallerTypical 2.53 acBigger

Bigger than 58% of homes nearby

Year built2009
OlderTypical 1990Newer

Newer than 87% of homes nearby

How 21895 Ranch Rd ranks against every home in each area.
MeasureThis homeHowe 74940Le Flore County
Estimated valuepricier than$575,00094% of homes97% of homes
Price per ft²pricier than$17069% of homes81% of homes
Living areabigger than3,374 ft²97% of homesalmost all homes
Lot sizebigger than4.1 ac58% of homes71% of homes
Year builtnewer than200987% of homes88% of homes

About 21895 Ranch Rd

How much is 21895 Ranch Rd, Howe, OK worth?

The TopHap Estimate for 21895 Ranch Rd, Howe, OK is $575,000 as of Jul 14, 2026. The likely range is $520,013 to $629,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21895 Ranch Rd, Howe, OK last sell?

21895 Ranch Rd, Howe, OK last sold on Aug 29, 2014 for $359,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21895 Ranch Rd, Howe, OK?

21895 Ranch Rd, Howe, OK has 4 bedrooms, 3 bathrooms, 3,374 square feet of living space and a 4.10-acre lot.

When was 21895 Ranch Rd, Howe, OK built?

21895 Ranch Rd, Howe, OK was built in 2009, making it 17 years old. It is a traditional/old home. The building has 1 story.

What schools serve 21895 Ranch Rd, Howe, OK?

21895 Ranch Rd, Howe, OK is assigned to Howe Elementary School (elementary), rated B; Howe High School (high), rated B. All sit in Howe Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21895 Ranch Rd, Howe, OK compare to other homes in Howe 74940?

Among the 956 homes in Howe 74940, it is worth more than 94% of them ($575,000 against a typical $222,002), its price per square foot is higher than 69% of them ($170 against a typical $137), it is bigger than 97% of them (3,374 ft² against a typical 1,549 ft²), its lot is bigger than 58% of them (4.1 ac against a typical 2.53 ac) and it is newer than 87% of them (2009 against a typical 1990). Measured against all of Le Flore County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21895 Ranch Rd, Howe, OK?

The 2025 property tax bill for 21895 Ranch Rd, Howe, OK was $3,531. The county assessed it at $41,838.

Closest homes

More homes in Howe 74940

Assigned schools

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