Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$324,565$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,000 on May 6, 2021

2195 RUSKIN ST

CHICO, CA 95926
2
Beds
2 / 1
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$304K low$345K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · May 6, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,815
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,652
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$243,750
LOANDEPOT.COM LLC · recorded May 6, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,208 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,789 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$146,128
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$205,661
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$351,789

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyButte
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Citrus Elementary SchoolB
Elementary · Grades KG–5 · 1.3 mi
H
Chico High SchoolB+
High · Grades 9–12 · 1.7 mi
M
Chico Junior High SchoolB+
Middle · Grades 6–8 · 2.0 mi

District: Chico Unified School District

Neighborhood · ZIP 95926These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.39,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,168
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,885
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2195 Ruskin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Chico 95926
  • Costs more per square foot than 89% of homes in Butte County
  • Smaller than 89% of homes in Chico 95926
  • Has a smaller lot than 98% of homes in Butte County
  • Newer than 96% of homes in Chico 95926

What homes are worth in Chico 95926

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$789K

This home is worth more than 18% of homes in Chico 95926.

How it measures up in Chico 95926

The dot is this home. The mark in the middle is the typical home in Chico 95926.

Estimated value$324,565
CheaperTypical $419,697Pricier

Pricier than 18% of homes nearby

Price per ft²$325
CheaperTypical $272Pricier

Pricier than 88% of homes nearby

Living area1,000 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than 11% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.2 acBigger

Bigger than 5% of homes nearby

Year built2007
OlderTypical 1968Newer

Newer than 96% of homes nearby

How 2195 Ruskin St ranks against every home in each area.
MeasureThis homeChico 95926Butte County
Estimated valuepricier than$324,56518% of homes33% of homes
Price per ft²pricier than$32588% of homes89% of homes
Living areabigger than1,000 ft²11% of homes14% of homes
Lot sizebigger than1,742 ft²5% of homes2% of homes
Year builtnewer than200796% of homes88% of homes

About 2195 Ruskin St

How much is 2195 Ruskin St, Chico, CA worth?

The TopHap Estimate for 2195 Ruskin St, Chico, CA is $324,565 as of Jul 14, 2026. The likely range is $304,348 to $344,782. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2195 Ruskin St, Chico, CA last sell?

2195 Ruskin St, Chico, CA last sold on May 6, 2021 for $325,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2195 Ruskin St, Chico, CA?

2195 Ruskin St, Chico, CA has 2 bedrooms, 2 bathrooms, 1,000 square feet of living space and a 0.04-acre lot.

When was 2195 Ruskin St, Chico, CA built?

2195 Ruskin St, Chico, CA was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 2195 Ruskin St, Chico, CA?

2195 Ruskin St, Chico, CA is assigned to Citrus Elementary School (elementary), rated B; Chico High School (high), rated B+; Chico Junior High School (middle), rated B+. All sit in Chico Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2195 Ruskin St, Chico, CA compare to other homes in Chico 95926?

Among the 10,039 homes in Chico 95926, it is worth more than 18% of them ($324,565 against a typical $419,697), its price per square foot is higher than 88% of them ($325 against a typical $272), it is bigger than 11% of them (1,000 ft² against a typical 1,522 ft²), its lot is bigger than 5% of them (1,742 ft² against a typical 0.2 ac) and it is newer than 96% of them (2007 against a typical 1968). Measured against all of Butte County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2195 Ruskin St, Chico, CA?

The 2025 property tax bill for 2195 Ruskin St, Chico, CA was $4,208. The county assessed it at $351,789.

Closest homes

More homes in Chico 95926

Assigned schools

Explore the area

See this home in context

Open 2195 Ruskin St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map